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Single Family ResidenceResidential
$68,235$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

41 SPENCER SPUR RD

RIDGELY, TN 38080
1
Baths
935 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1934
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$68K
$62K low$75K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$68,235
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$54,588

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$207 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,425 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,475
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,425
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$33,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDyer
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1945
Lot (acres)The size of the land the home sits on, from county records.1.01
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 295 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fifth Consolidated SchoolC+
Elementary · Grades PK–5 · 8.2 mi
M
Three Oaks Middle SchoolB-
Middle · Grades 6–8 · 8.5 mi
H
Dyer County High SchoolA
High · Grades 9–12 · 11.8 mi

District: Dyer County School District

Neighborhood · ZIP 38080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.714

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,054
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

41 Spencer Spur Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Dyer County
  • Costs less per square foot than 70% of homes in Dyer County
  • Smaller than 91% of homes in Dyer County
  • Has a bigger lot than 82% of homes in Ridgely 38080
  • Older than 93% of homes in Dyer County

What homes are worth in Ridgely 38080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$329K

This home is worth more than 24% of homes in Ridgely 38080.

How it measures up in Ridgely 38080

The dot is this home. The mark in the middle is the typical home in Ridgely 38080.

Estimated value$68,235
CheaperTypical $99,979Pricier

Pricier than 24% of homes nearby

Price per ft²$73
CheaperTypical $76Pricier

Pricier than 44% of homes nearby

Living area935 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 14% of homes nearby

Lot size1.01 ac
SmallerTypical 0.39 acBigger

Bigger than 82% of homes nearby

Year built1934
OlderTypical 1967Newer

Newer than 10% of homes nearby

How 41 Spencer Spur Rd ranks against every home in each area.
MeasureThis homeRidgely 38080Dyer County
Estimated valuepricier than$68,23524% of homes19% of homes
Price per ft²pricier than$7344% of homes30% of homes
Living areabigger than935 ft²14% of homes9% of homes
Lot sizebigger than1.01 ac82% of homes72% of homes
Year builtnewer than193410% of homes7% of homes

About 41 Spencer Spur Rd

How much is 41 Spencer Spur Rd, Ridgely, TN worth?

The TopHap Estimate for 41 Spencer Spur Rd, Ridgely, TN is $68,235 as of Jul 14, 2026. The likely range is $61,845 to $74,625. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 41 Spencer Spur Rd, Ridgely, TN last sell?

41 Spencer Spur Rd, Ridgely, TN last sold on Sep 16, 1968, according to the county's recorded deed.

How big is 41 Spencer Spur Rd, Ridgely, TN?

41 Spencer Spur Rd, Ridgely, TN has 1 bathrooms, 935 square feet of living space and a 1.01-acre lot.

When was 41 Spencer Spur Rd, Ridgely, TN built?

41 Spencer Spur Rd, Ridgely, TN was built in 1934, making it 92 years old. The building has 1 story.

What schools serve 41 Spencer Spur Rd, Ridgely, TN?

41 Spencer Spur Rd, Ridgely, TN is assigned to Fifth Consolidated School (elementary), rated C+; Three Oaks Middle School (middle), rated B-; Dyer County High School (high), rated A. All sit in Dyer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 41 Spencer Spur Rd, Ridgely, TN compare to other homes in Ridgely 38080?

Among the 936 homes in Ridgely 38080, it is worth more than 24% of them ($68,235 against a typical $99,979), its price per square foot is higher than 44% of them ($73 against a typical $76), it is bigger than 14% of them (935 ft² against a typical 1,300 ft²), its lot is bigger than 82% of them (1.01 ac against a typical 0.39 ac) and it is newer than 10% of them (1934 against a typical 1967). Measured against all of Dyer County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 41 Spencer Spur Rd, Ridgely, TN?

The 2024 property tax bill for 41 Spencer Spur Rd, Ridgely, TN was $207. The county assessed it at $8,425.

Closest homes

More homes in Ridgely 38080

Assigned schools

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