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Single Family ResidenceResidential
$621,465$360 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Jan 15, 2020

4100 RUGGLES RD

TANEYTOWN, MD 21787
1
Baths
1,728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$621K
$542K low$701K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Jan 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,965
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,172
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$447,500
ROCKET MORTGAGE LLC · recorded Dec 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,551 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$431,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$177,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$254,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$401,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$431,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
12
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.9.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northwest Middle SchoolA-
Middle · Grades 6–8 · 4.4 mi
E
Taneytown Elementary SchoolC
Elementary · Grades PK–5 · 4.4 mi
H
Francis Scott Key High SchoolB+
High · Grades 9–12 · 8.3 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21787These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,508
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,842
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,986
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4100 Ruggles Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Taneytown 21787
  • Costs more per square foot than 96% of homes in Taneytown 21787
  • Has a bigger lot than 95% of homes in Carroll County
  • Among the newest homes in Taneytown 21787

What homes are worth in Taneytown 21787

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$758K

This home is worth more than 94% of homes in Taneytown 21787.

How it measures up in Taneytown 21787

The dot is this home. The mark in the middle is the typical home in Taneytown 21787.

Estimated value$621,465
CheaperTypical $386,612Pricier

Pricier than 94% of homes nearby

Price per ft²$360
CheaperTypical $229Pricier

Pricier than 96% of homes nearby

Living area1,728 ft²
SmallerTypical 1,650 ft²Bigger

Bigger than 58% of homes nearby

Lot size9.5 ac
SmallerTypical 0.26 acBigger

Bigger than 90% of homes nearby

Year built2024
OlderTypical 1989Newer

Newer than almost all homes nearby

How 4100 Ruggles Rd ranks against every home in each area.
MeasureThis homeTaneytown 21787Carroll County
Estimated valuepricier than$621,46594% of homes76% of homes
Price per ft²pricier than$36096% of homes90% of homes
Living areabigger than1,728 ft²58% of homes47% of homes
Lot sizebigger than9.5 ac90% of homes95% of homes
Year builtnewer than2024almost all homesalmost all homes

About 4100 Ruggles Rd

How much is 4100 Ruggles Rd, Taneytown, MD worth?

The TopHap Estimate for 4100 Ruggles Rd, Taneytown, MD is $621,465 as of Jul 14, 2026. The likely range is $542,233 to $700,697. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4100 Ruggles Rd, Taneytown, MD last sell?

4100 Ruggles Rd, Taneytown, MD last sold on Jan 15, 2020 for $75,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4100 Ruggles Rd, Taneytown, MD?

4100 Ruggles Rd, Taneytown, MD has 1 bathrooms, 1,728 square feet of living space and a 9.50-acre lot.

When was 4100 Ruggles Rd, Taneytown, MD built?

4100 Ruggles Rd, Taneytown, MD was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 4100 Ruggles Rd, Taneytown, MD?

4100 Ruggles Rd, Taneytown, MD is assigned to Northwest Middle School (middle), rated A-; Taneytown Elementary School (elementary), rated C; Francis Scott Key High School (high), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4100 Ruggles Rd, Taneytown, MD compare to other homes in Taneytown 21787?

Among the 4,439 homes in Taneytown 21787, it is worth more than 94% of them ($621,465 against a typical $386,612), its price per square foot is higher than 96% of them ($360 against a typical $229), it is bigger than 58% of them (1,728 ft² against a typical 1,650 ft²), its lot is bigger than 90% of them (9.5 ac against a typical 0.26 ac) and it is newer than almost all of them (2024 against a typical 1989). Measured against all of Carroll County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4100 Ruggles Rd, Taneytown, MD?

The 2025 property tax bill for 4100 Ruggles Rd, Taneytown, MD was $4,551. The county assessed it at $431,600.

Closest homes

More homes in Taneytown 21787

Assigned schools

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