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Rural ResidenceResidential
$440,903$269 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4104 RIVER RD SE

CLEAR LAKE, MN 55319
3
Beds
3
Baths
1,639 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$441K
$367K low$514K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,762 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$4,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySHERBURNE
Lot (acres)The size of the land the home sits on, from county records.18.91
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Wet barDeck · 522 ft²Porch · 372 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: St. Cloud Area School District

Neighborhood · ZIP 55319These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,865
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,727
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,381
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4104 River Rd Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Sherburne County
  • Bigger than 86% of homes in Sherburne County
  • Has a bigger lot than 98% of homes in Sherburne County
  • Older than 69% of homes in Sherburne County

What homes are worth in Clear Lake 55319

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$682K

This home is worth more than 78% of homes in Clear Lake 55319.

How it measures up in Clear Lake 55319

The dot is this home. The mark in the middle is the typical home in Clear Lake 55319.

Estimated value$440,903
CheaperTypical $344,922Pricier

Pricier than 78% of homes nearby

Price per ft²$269
CheaperTypical $264Pricier

Pricier than 53% of homes nearby

Living area1,639 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 83% of homes nearby

Lot size18.91 ac
SmallerTypical 1.23 acBigger

Bigger than 94% of homes nearby

Year built1988
OlderTypical 1992Newer

Newer than 43% of homes nearby

How 4104 River Rd Se ranks against every home in each area.
MeasureThis homeClear Lake 55319Sherburne County
Estimated valuepricier than$440,90378% of homes87% of homes
Price per ft²pricier than$26953% of homes61% of homes
Living areabigger than1,639 ft²83% of homes86% of homes
Lot sizebigger than18.91 ac94% of homes98% of homes
Year builtnewer than198843% of homes31% of homes

About 4104 River Rd Se

How much is 4104 River Rd Se, Clear Lake, MN worth?

The TopHap Estimate for 4104 River Rd Se, Clear Lake, MN is $440,903 as of Aug 30, 2026. The likely range is $367,435 to $514,371. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4104 River Rd Se, Clear Lake, MN last sell?

4104 River Rd Se, Clear Lake, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4104 River Rd Se, Clear Lake, MN?

4104 River Rd Se, Clear Lake, MN has 3 bedrooms, 3 bathrooms, 1,639 square feet of living space and a 18.91-acre lot.

When was 4104 River Rd Se, Clear Lake, MN built?

4104 River Rd Se, Clear Lake, MN was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 4104 River Rd Se, Clear Lake, MN?

4104 River Rd Se, Clear Lake, MN is assigned to Clearview Elementary School (elementary), rated B-; Tech High School (high), rated D+; South Junior High School (middle), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4104 River Rd Se, Clear Lake, MN compare to other homes in Clear Lake 55319?

Among the 2,956 homes in Clear Lake 55319, it is worth more than 78% of them ($440,903 against a typical $344,922), its price per square foot is higher than 53% of them ($269 against a typical $264), it is bigger than 83% of them (1,639 ft² against a typical 1,200 ft²), its lot is bigger than 94% of them (18.91 ac against a typical 1.23 ac) and it is newer than 43% of them (1988 against a typical 1992). Measured against all of Sherburne County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4104 River Rd Se, Clear Lake, MN?

The 2025 property tax bill for 4104 River Rd Se, Clear Lake, MN was $5,762. The county assessed it at $4,600.

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