Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$220,000$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $228,383 on Jun 14, 2023

412 N JOY ST

LITTLE RIVER ACADEMY, TX 76554
2
Beds
1.8
Baths
1,189 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$220K
$210K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$228,383 · Jun 14, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,283
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,626
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,717
CITIZENS NATIONAL BANK · recorded Jun 14, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$888 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,291 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,291
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,857
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,291

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBELL
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Academy High SchoolB-
High · Grades 9–12 · 0.5 mi
E
Academy Elementary SchoolA-
Elementary · Grades 1–5 · 0.7 mi
M
Academy Middle SchoolB
Middle · Grades 6–8 · 0.7 mi

District: Academy Independent School District

Neighborhood · ZIP 76554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,634
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,043
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

412 N Joy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Little River Academy 76554
  • Smaller than 86% of homes in Bell County
  • Has a smaller lot than 96% of homes in Little River Academy 76554
  • Older than 76% of homes in Bell County

What homes are worth in Little River Academy 76554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$603K

This home is worth more than 48% of homes in Little River Academy 76554.

How it measures up in Little River Academy 76554

The dot is this home. The mark in the middle is the typical home in Little River Academy 76554.

Estimated value$220,000
CheaperTypical $221,978Pricier

Pricier than 48% of homes nearby

Price per ft²$185
CheaperTypical $154Pricier

Pricier than 86% of homes nearby

Living area1,189 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.18 ac
SmallerTypical 0.26 acBigger

Bigger than 4% of homes nearby

Year built1979
OlderTypical 1983Newer

Newer than 44% of homes nearby

How 412 N Joy St ranks against every home in each area.
MeasureThis homeLittle River Academy 76554Bell County
Estimated valuepricier than$220,00048% of homes36% of homes
Price per ft²pricier than$18586% of homes83% of homes
Living areabigger than1,189 ft²25% of homes14% of homes
Lot sizebigger than0.18 ac4% of homes32% of homes
Year builtnewer than197944% of homes24% of homes

About 412 N Joy St

How much is 412 N Joy St, Little River Academy, TX worth?

The TopHap Estimate for 412 N Joy St, Little River Academy, TX is $220,000 as of Jul 14, 2026. The likely range is $209,806 to $230,194. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 412 N Joy St, Little River Academy, TX last sell?

412 N Joy St, Little River Academy, TX last sold on Jun 14, 2023 for $228,383, according to the county's recorded deed.

How big is 412 N Joy St, Little River Academy, TX?

412 N Joy St, Little River Academy, TX has 2 bedrooms, 1.8 bathrooms, 1,189 square feet of living space and a 0.18-acre lot.

When was 412 N Joy St, Little River Academy, TX built?

412 N Joy St, Little River Academy, TX was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 412 N Joy St, Little River Academy, TX?

412 N Joy St, Little River Academy, TX is assigned to Academy High School (high), rated B-; Academy Elementary School (elementary), rated A-; Academy Middle School (middle), rated B. All sit in Academy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 412 N Joy St, Little River Academy, TX compare to other homes in Little River Academy 76554?

Among the 823 homes in Little River Academy 76554, it is worth more than 48% of them ($220,000 against a typical $221,978), its price per square foot is higher than 86% of them ($185 against a typical $154), it is bigger than 25% of them (1,189 ft² against a typical 1,456 ft²), its lot is bigger than 4% of them (0.18 ac against a typical 0.26 ac) and it is newer than 44% of them (1979 against a typical 1983). Measured against all of Bell County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 412 N Joy St, Little River Academy, TX?

The 2025 property tax bill for 412 N Joy St, Little River Academy, TX was $888. The county assessed it at $125,291.

Closest homes

More homes in Little River Academy 76554

Assigned schools

Explore the area

See this home in context

Open 412 N Joy St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map