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Single Family ResidenceResidential
$391,224$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

412 N KENTUCKY AVE

ROSWELL, NM 88201
3
Beds
3
Baths
2,999 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$391K
$361K low$421K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,224
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$124,979
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
FIRST SAVINGS BANK · P · recorded Aug 19, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FIRST SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,596 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,276 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,137
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,139
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,384
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,826

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Avenue Elementary SchoolD+
Elementary · Grades PK–5 · 0.2 mi
M
Sierra Middle SchoolD+
Middle · Grades 6–8 · 1.9 mi
H
Goddard High SchoolC-
High · Grades 9–12 · 2.0 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88201These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,273
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,821
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

412 N Kentucky Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Chaves County
  • Bigger than 95% of homes in Chaves County
  • Has a bigger lot than 76% of homes in Chaves County

What homes are worth in Roswell 88201

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$689K

This home is worth more than 84% of homes in Roswell 88201.

How it measures up in Roswell 88201

The dot is this home. The mark in the middle is the typical home in Roswell 88201.

Estimated value$391,224
CheaperTypical $231,871Pricier

Pricier than 84% of homes nearby

Price per ft²$130
CheaperTypical $138Pricier

Pricier than 41% of homes nearby

Living area2,999 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.37 ac
SmallerTypical 0.23 acBigger

Bigger than 73% of homes nearby

How 412 N Kentucky Ave ranks against every home in each area.
MeasureThis homeRoswell 88201Chaves County
Estimated valuepricier than$391,22484% of homes92% of homes
Price per ft²pricier than$13041% of homes61% of homes
Living areabigger than2,999 ft²92% of homes95% of homes
Lot sizebigger than0.37 ac73% of homes76% of homes

About 412 N Kentucky Ave

How much is 412 N Kentucky Ave, Roswell, NM worth?

The TopHap Estimate for 412 N Kentucky Ave, Roswell, NM is $391,224 as of Jul 14, 2026. The likely range is $361,032 to $421,416. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 412 N Kentucky Ave, Roswell, NM last sell?

412 N Kentucky Ave, Roswell, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 412 N Kentucky Ave, Roswell, NM?

412 N Kentucky Ave, Roswell, NM has 3 bedrooms, 3 bathrooms, 2,999 square feet of living space and a 0.37-acre lot.

What schools serve 412 N Kentucky Ave, Roswell, NM?

412 N Kentucky Ave, Roswell, NM is assigned to Washington Avenue Elementary School (elementary), rated D+; Sierra Middle School (middle), rated D+; Goddard High School (high), rated C-. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 412 N Kentucky Ave, Roswell, NM compare to other homes in Roswell 88201?

Among the 10,382 homes in Roswell 88201, it is worth more than 84% of them ($391,224 against a typical $231,871), its price per square foot is higher than 41% of them ($130 against a typical $138), it is bigger than 92% of them (2,999 ft² against a typical 1,620 ft²) and its lot is bigger than 73% of them (0.37 ac against a typical 0.23 ac). Measured against all of Chaves County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 412 N Kentucky Ave, Roswell, NM?

The 2026 property tax bill for 412 N Kentucky Ave, Roswell, NM was $2,596. The county assessed it at $99,276.

Closest homes

More homes in Roswell 88201

Assigned schools

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