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Single Family ResidenceResidential
$81,328$36 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Apr 9, 2025

413 CAYUGA ST

FULTON, NY 13069
3
Beds
1
Baths
2,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,224 ft²
Lot SizeThe size of the land the home sits on, from county records.
1852
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$81K
$75K low$88K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Apr 9, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$21,328
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$17,062
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
ROCKET MORTGAGE LLC · recorded Apr 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,806 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,262

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOswego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairgrieve SchoolC-
Elementary · Grades PK–6 · 0.3 mi
H
G Ray Bodley High SchoolC-
High · Grades 9–12 · 1.3 mi
M
Fulton Junior High SchoolC+
Middle · Grades 7–8 · 1.6 mi

District: Fulton City School District

Neighborhood · ZIP 13069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.23,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.215 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,879
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

413 Cayuga St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Oswego County
  • Among the lowest price per square foot in Fulton 13069
  • Bigger than 90% of homes in Oswego County
  • Has a smaller lot than 94% of homes in Fulton 13069
  • Older than 97% of homes in Fulton 13069

What homes are worth in Fulton 13069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$402K

This home is worth more than 8% of homes in Fulton 13069.

How it measures up in Fulton 13069

The dot is this home. The mark in the middle is the typical home in Fulton 13069.

Estimated value$81,328
CheaperTypical $154,228Pricier

Pricier than 8% of homes nearby

Price per ft²$36
CheaperTypical $108Pricier

Cheaper than almost all homes nearby

Living area2,288 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 89% of homes nearby

Lot size4,224 ft²
SmallerTypical 0.83 acBigger

Bigger than 6% of homes nearby

Year built1852
OlderTypical 1955Newer

Newer than 3% of homes nearby

How 413 Cayuga St ranks against every home in each area.
MeasureThis homeFulton 13069Oswego County
Estimated valuepricier than$81,3288% of homes6% of homes
Price per ft²pricier than$36almost no homesalmost no homes
Living areabigger than2,288 ft²89% of homes90% of homes
Lot sizebigger than4,224 ft²6% of homes7% of homes
Year builtnewer than18523% of homes4% of homes

About 413 Cayuga St

How much is 413 Cayuga St, Fulton, NY worth?

The TopHap Estimate for 413 Cayuga St, Fulton, NY is $81,328 as of Jul 14, 2026. The likely range is $74,888 to $87,768. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 413 Cayuga St, Fulton, NY last sell?

413 Cayuga St, Fulton, NY last sold on Apr 9, 2025 for $75,000, according to the county's recorded deed.

How big is 413 Cayuga St, Fulton, NY?

413 Cayuga St, Fulton, NY has 3 bedrooms, 1 bathrooms, 2,288 square feet of living space and a 0.10-acre lot.

When was 413 Cayuga St, Fulton, NY built?

413 Cayuga St, Fulton, NY was built in 1852, making it 174 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 413 Cayuga St, Fulton, NY?

413 Cayuga St, Fulton, NY is assigned to Fairgrieve School (elementary), rated C-; G Ray Bodley High School (high), rated C-; Fulton Junior High School (middle), rated C+. All sit in Fulton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 413 Cayuga St, Fulton, NY compare to other homes in Fulton 13069?

Among the 8,088 homes in Fulton 13069, it is worth more than 8% of them ($81,328 against a typical $154,228), its price per square foot is higher than almost none of them ($36 against a typical $108), it is bigger than 89% of them (2,288 ft² against a typical 1,482 ft²), its lot is bigger than 6% of them (4,224 ft² against a typical 0.83 ac) and it is newer than 3% of them (1852 against a typical 1955). Measured against all of Oswego County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 413 Cayuga St, Fulton, NY?

The 2024 property tax bill for 413 Cayuga St, Fulton, NY was $4,806. The county assessed it at $69,100.

Closest homes

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Assigned schools

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