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Single Family ResidenceResidential
$284,661$89 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $228,500 on Aug 22, 2007

415 4TH ST SW

INDEPENDENCE, IA 50644
3
Beds
4.5
Baths
3,202 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$285K
$238K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$228,500 · Aug 22, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,411
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,529
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$182,400
BANKIOWA · recorded Aug 22, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,850
BANKIOWA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,150 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,190
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$243,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$239,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,020

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Elementary School
Elementary · Grades KG–2 · 0.5 mi
M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 0.9 mi

District: Independence Community School District

Neighborhood · ZIP 50644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,980
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

415 4th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Buchanan County
  • Costs less per square foot than 88% of homes in Independence 50644
  • Bigger than 98% of homes in Independence 50644
  • Has a smaller lot than 81% of homes in Buchanan County
  • Older than 94% of homes in Independence 50644

What homes are worth in Independence 50644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$683K

This home is worth more than 68% of homes in Independence 50644.

How it measures up in Independence 50644

The dot is this home. The mark in the middle is the typical home in Independence 50644.

Estimated value$284,661
CheaperTypical $218,021Pricier

Pricier than 68% of homes nearby

Price per ft²$89
CheaperTypical $159Pricier

Pricier than 12% of homes nearby

Living area3,202 ft²
SmallerTypical 1,429 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.22 ac
SmallerTypical 0.31 acBigger

Bigger than 28% of homes nearby

Year built1880
OlderTypical 1962Newer

Newer than 6% of homes nearby

How 415 4th St Sw ranks against every home in each area.
MeasureThis homeIndependence 50644Buchanan County
Estimated valuepricier than$284,66168% of homes71% of homes
Price per ft²pricier than$8912% of homes15% of homes
Living areabigger than3,202 ft²98% of homes98% of homes
Lot sizebigger than0.22 ac28% of homes19% of homes
Year builtnewer than18806% of homes7% of homes

About 415 4th St Sw

How much is 415 4th St Sw, Independence, IA worth?

The TopHap Estimate for 415 4th St Sw, Independence, IA is $284,661 as of Jul 14, 2026. The likely range is $237,854 to $331,468. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 415 4th St Sw, Independence, IA last sell?

415 4th St Sw, Independence, IA last sold on Aug 22, 2007 for $228,500, according to the county's recorded deed.

How big is 415 4th St Sw, Independence, IA?

415 4th St Sw, Independence, IA has 3 bedrooms, 4.5 bathrooms, 3,202 square feet of living space and a 0.22-acre lot.

When was 415 4th St Sw, Independence, IA built?

415 4th St Sw, Independence, IA was built in 1880, making it 146 years old. It is a a-frame home. The building has 2 stories.

What schools serve 415 4th St Sw, Independence, IA?

415 4th St Sw, Independence, IA is assigned to East Elementary School (elementary); Independence Junior Senior High School (middle), rated C. All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 415 4th St Sw, Independence, IA compare to other homes in Independence 50644?

Among the 3,658 homes in Independence 50644, it is worth more than 68% of them ($284,661 against a typical $218,021), its price per square foot is higher than 12% of them ($89 against a typical $159), it is bigger than 98% of them (3,202 ft² against a typical 1,429 ft²), its lot is bigger than 28% of them (0.22 ac against a typical 0.31 ac) and it is newer than 6% of them (1880 against a typical 1962). Measured against all of Buchanan County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 415 4th St Sw, Independence, IA?

The 2025 property tax bill for 415 4th St Sw, Independence, IA was $4,150. The county assessed it at $276,020.

Closest homes

More homes in Independence 50644

Assigned schools

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