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Single Family ResidenceResidential
$533,503$511 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Apr 12, 2024

415 ROCKY FLATS RD

COSBY, TN 37722
2
Baths
1,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$534K
$458K low$609K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Apr 12, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,051
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,841
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$427,452
THE HUNTINGTON NATIONAL BANK · 8.37% 1 · recorded Apr 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,729 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$106,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySevier
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Porch · 464 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jones Cove Elementary SchoolB-
Elementary · Grades PK–6 · 3.2 mi
H
Gatlinburg Pittman High SchoolA
High · Grades 10–12 · 9.2 mi

District: Sevier County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

415 Rocky Flats Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Cosby 37722
  • Costs more per square foot than 96% of homes in Cosby 37722
  • Smaller than 81% of homes in Sevier County
  • Among the newest homes in Cosby 37722

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$840K

This home is worth more than 88% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$533,503
CheaperTypical $291,804Pricier

Pricier than 88% of homes nearby

Price per ft²$511
CheaperTypical $254Pricier

Pricier than 96% of homes nearby

Living area1,044 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 40% of homes nearby

Year built2023
OlderTypical 1995Newer

Newer than almost all homes nearby

How 415 Rocky Flats Rd ranks against every home in each area.
MeasureThis homeCosby 37722Sevier County
Estimated valuepricier than$533,50388% of homes72% of homes
Price per ft²pricier than$51196% of homes94% of homes
Living areabigger than1,044 ft²40% of homes19% of homes
Year builtnewer than2023almost all homes97% of homes

About 415 Rocky Flats Rd

How much is 415 Rocky Flats Rd, Cosby, TN worth?

The TopHap Estimate for 415 Rocky Flats Rd, Cosby, TN is $533,503 as of Jul 14, 2026. The likely range is $457,529 to $609,477. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 415 Rocky Flats Rd, Cosby, TN last sell?

415 Rocky Flats Rd, Cosby, TN last sold on Apr 12, 2024 for $475,000, according to the county's recorded deed.

How big is 415 Rocky Flats Rd, Cosby, TN?

415 Rocky Flats Rd, Cosby, TN has 2 bathrooms and 1,044 square feet of living space.

When was 415 Rocky Flats Rd, Cosby, TN built?

415 Rocky Flats Rd, Cosby, TN was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 415 Rocky Flats Rd, Cosby, TN?

415 Rocky Flats Rd, Cosby, TN is assigned to Jones Cove Elementary School (elementary), rated B-; Gatlinburg Pittman High School (high), rated A. All sit in Sevier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 415 Rocky Flats Rd, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,451 homes in Cosby 37722, it is worth more than 88% of them ($533,503 against a typical $291,804), its price per square foot is higher than 96% of them ($511 against a typical $254), it is bigger than 40% of them (1,044 ft² against a typical 1,176 ft²) and it is newer than almost all of them (2023 against a typical 1995). Measured against all of Sevier County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 415 Rocky Flats Rd, Cosby, TN?

The 2025 property tax bill for 415 Rocky Flats Rd, Cosby, TN was $1,729. The county assessed it at $116,800.

Closest homes

More homes in Cosby 37722

Assigned schools

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