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Single Family ResidenceResidential
$105,968$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

416 S SPRUCE AVE

ROSWELL, NM 88203
1
Baths
1,125 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$106K
$91K low$120K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,038
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,830
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$59,930
METLIFE HOME LOANS · recorded Jun 19, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$569 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,531 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,531
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,845
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,592

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sierra Middle SchoolD+
Middle · Grades 6–8 · 0.4 mi
E
El Capitan Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
H
Roswell High SchoolD+
High · Grades 9–12 · 1.9 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,666
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

416 S Spruce Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Chaves County
  • Costs less per square foot than 73% of homes in Chaves County
  • Smaller than 71% of homes in Chaves County
  • Older than 75% of homes in Chaves County

What homes are worth in Roswell 88203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$421K

This home is worth more than 28% of homes in Roswell 88203.

How it measures up in Roswell 88203

The dot is this home. The mark in the middle is the typical home in Roswell 88203.

Estimated value$105,968
CheaperTypical $142,067Pricier

Pricier than 28% of homes nearby

Price per ft²$94
CheaperTypical $108Pricier

Pricier than 35% of homes nearby

Living area1,125 ft²
SmallerTypical 1,289 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.18 ac
SmallerTypical 0.18 acBigger

Bigger than 50% of homes nearby

Year built1954
OlderTypical 1959Newer

Newer than 35% of homes nearby

How 416 S Spruce Ave ranks against every home in each area.
MeasureThis homeRoswell 88203Chaves County
Estimated valuepricier than$105,96828% of homes23% of homes
Price per ft²pricier than$9435% of homes27% of homes
Living areabigger than1,125 ft²32% of homes29% of homes
Lot sizebigger than0.18 ac50% of homes38% of homes
Year builtnewer than195435% of homes25% of homes

About 416 S Spruce Ave

How much is 416 S Spruce Ave, Roswell, NM worth?

The TopHap Estimate for 416 S Spruce Ave, Roswell, NM is $105,968 as of Jul 14, 2026. The likely range is $91,442 to $120,494. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 416 S Spruce Ave, Roswell, NM last sell?

416 S Spruce Ave, Roswell, NM last sold on Aug 8, 2006, according to the county's recorded deed.

How big is 416 S Spruce Ave, Roswell, NM?

416 S Spruce Ave, Roswell, NM has 1 bathrooms, 1,125 square feet of living space and a 0.18-acre lot.

When was 416 S Spruce Ave, Roswell, NM built?

416 S Spruce Ave, Roswell, NM was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 416 S Spruce Ave, Roswell, NM?

416 S Spruce Ave, Roswell, NM is assigned to Sierra Middle School (middle), rated D+; El Capitan Elementary School (elementary), rated B+; Roswell High School (high), rated D+. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 416 S Spruce Ave, Roswell, NM compare to other homes in Roswell 88203?

Among the 10,965 homes in Roswell 88203, it is worth more than 28% of them ($105,968 against a typical $142,067), its price per square foot is higher than 35% of them ($94 against a typical $108), it is bigger than 32% of them (1,125 ft² against a typical 1,289 ft²), its lot is bigger than 50% of them (0.18 ac against a typical 0.18 ac) and it is newer than 35% of them (1954 against a typical 1959). Measured against all of Chaves County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 416 S Spruce Ave, Roswell, NM?

The 2026 property tax bill for 416 S Spruce Ave, Roswell, NM was $569. The county assessed it at $23,531.

Closest homes

More homes in Roswell 88203

Assigned schools

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