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Single Family ResidenceResidential
$349,591$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $180,500 on Oct 30, 2006

416 SETTLERS RIDGE DR

KANNAPOLIS, NC 28081
3
Beds
3 / 1
Baths
2,630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$350K
$324K low$375K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,500 · Oct 30, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,039
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$114,431
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$206,552
ROCKET MORTGAGE LLC · recorded Aug 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,082 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$359,530 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$294,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$359,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$359,530

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCabarrus
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 102 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winecoff Elementary SchoolB-
Elementary · Grades PK–5 · 1.7 mi
H
Northwest Cabarrus High SchoolB
High · Grades 9–12 · 2.2 mi
M
Northwest Cabarrus Middle SchoolB+
Middle · Grades 6–8 · 2.3 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.971 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,643
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

416 Settlers Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Kannapolis 28081
  • Costs less per square foot than 94% of homes in Cabarrus County
  • Bigger than 90% of homes in Kannapolis 28081
  • Has a smaller lot than 89% of homes in Kannapolis 28081
  • Newer than 77% of homes in Kannapolis 28081

What homes are worth in Kannapolis 28081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$798K

This home is worth more than 69% of homes in Kannapolis 28081.

How it measures up in Kannapolis 28081

The dot is this home. The mark in the middle is the typical home in Kannapolis 28081.

Estimated value$349,591
CheaperTypical $279,901Pricier

Pricier than 69% of homes nearby

Price per ft²$133
CheaperTypical $187Pricier

Pricier than 12% of homes nearby

Living area2,630 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.16 ac
SmallerTypical 0.34 acBigger

Bigger than 11% of homes nearby

Year built2006
OlderTypical 1980Newer

Newer than 77% of homes nearby

How 416 Settlers Ridge Dr ranks against every home in each area.
MeasureThis homeKannapolis 28081Cabarrus County
Estimated valuepricier than$349,59169% of homes44% of homes
Price per ft²pricier than$13312% of homes6% of homes
Living areabigger than2,630 ft²90% of homes76% of homes
Lot sizebigger than0.16 ac11% of homes16% of homes
Year builtnewer than200677% of homes70% of homes

About 416 Settlers Ridge Dr

How much is 416 Settlers Ridge Dr, Kannapolis, NC worth?

The TopHap Estimate for 416 Settlers Ridge Dr, Kannapolis, NC is $349,591 as of Jul 14, 2026. The likely range is $324,063 to $375,119. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 416 Settlers Ridge Dr, Kannapolis, NC last sell?

416 Settlers Ridge Dr, Kannapolis, NC last sold on Oct 30, 2006 for $180,500, according to the county's recorded deed.

How big is 416 Settlers Ridge Dr, Kannapolis, NC?

416 Settlers Ridge Dr, Kannapolis, NC has 3 bedrooms, 3 bathrooms, 2,630 square feet of living space and a 0.16-acre lot.

When was 416 Settlers Ridge Dr, Kannapolis, NC built?

416 Settlers Ridge Dr, Kannapolis, NC was built in 2006, making it 20 years old. The building has 2 stories.

What schools serve 416 Settlers Ridge Dr, Kannapolis, NC?

416 Settlers Ridge Dr, Kannapolis, NC is assigned to Winecoff Elementary School (elementary), rated B-; Northwest Cabarrus High School (high), rated B; Northwest Cabarrus Middle School (middle), rated B+. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 416 Settlers Ridge Dr, Kannapolis, NC compare to other homes in Kannapolis 28081?

Among the 11,248 homes in Kannapolis 28081, it is worth more than 69% of them ($349,591 against a typical $279,901), its price per square foot is higher than 12% of them ($133 against a typical $187), it is bigger than 90% of them (2,630 ft² against a typical 1,512 ft²), its lot is bigger than 11% of them (0.16 ac against a typical 0.34 ac) and it is newer than 77% of them (2006 against a typical 1980). Measured against all of Cabarrus County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 416 Settlers Ridge Dr, Kannapolis, NC?

The 2025 property tax bill for 416 Settlers Ridge Dr, Kannapolis, NC was $4,082. The county assessed it at $359,530.

Closest homes

More homes in Kannapolis 28081

Assigned schools

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