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Single Family ResidenceResidential
$308,346$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $149,900 on Jun 20, 2002

42 1/2 RICHARDS ST

WORCESTER, MA 01603
3
Beds
2
Baths
1,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,140 ft²
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$308K
$292K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,900 · Jun 20, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$50,346
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,277
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$234,000
GUARANTEED RATE INC · R · recorded Feb 22, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$24,000
CITIZENS BANK OF RHODE ISLAND

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,683 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
University Pk Campus SchoolC
Middle · Grades 7–12 · 0.1 mi
E
Goddard School/Science TechnicalC+
Elementary · Grades PK–6 · 0.2 mi

District: Worcester School District

Neighborhood · ZIP 01603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,089
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,925 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,774
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,240
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 1/2 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Worcester County
  • Costs more per square foot than 90% of homes in University Park
  • Smaller than 93% of homes in University Park
  • Has a smaller lot than 98% of homes in Worcester County
  • Newer than 92% of homes in University Park

What homes are worth in Worcester 01603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$598K

This home is worth more than 11% of homes in Worcester 01603.

How it measures up in Worcester 01603

The dot is this home. The mark in the middle is the typical home in Worcester 01603.

Estimated value$308,346
CheaperTypical $392,600Pricier

Pricier than 11% of homes nearby

Price per ft²$301
CheaperTypical $302Pricier

Pricier than 48% of homes nearby

Living area1,026 ft²
SmallerTypical 1,443 ft²Bigger

Bigger than 16% of homes nearby

Lot size4,140 ft²
SmallerTypical 0.18 acBigger

Bigger than 9% of homes nearby

Year built1923
OlderTypical 1926Newer

Newer than 47% of homes nearby

How 42 1/2 Richards St ranks against every home in each area.
MeasureThis homeUniversity ParkWorcester 01603Worcester County
Estimated valuepricier than$308,34651% of homes11% of homes8% of homes
Price per ft²pricier than$30190% of homes48% of homes47% of homes
Living areabigger than1,026 ft²7% of homes16% of homes11% of homes
Lot sizebigger than4,140 ft²17% of homes9% of homes2% of homes
Year builtnewer than192392% of homes47% of homes21% of homes

About 42 1/2 Richards St

How much is 42 1/2 Richards St, Worcester, MA worth?

The TopHap Estimate for 42 1/2 Richards St, Worcester, MA is $308,346 as of Jul 14, 2026. The likely range is $291,868 to $324,824. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 1/2 Richards St, Worcester, MA last sell?

42 1/2 Richards St, Worcester, MA last sold on Jun 20, 2002 for $149,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 42 1/2 Richards St, Worcester, MA?

42 1/2 Richards St, Worcester, MA has 3 bedrooms, 2 bathrooms, 1,026 square feet of living space and a 0.10-acre lot.

When was 42 1/2 Richards St, Worcester, MA built?

42 1/2 Richards St, Worcester, MA was built in 1923, making it 103 years old. It is a cape cod home. The building has 2 stories.

What schools serve 42 1/2 Richards St, Worcester, MA?

42 1/2 Richards St, Worcester, MA is assigned to University Pk Campus School (middle), rated C; Goddard School/Science Technical (elementary), rated C+. All sit in Worcester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42 1/2 Richards St, Worcester, MA compare to other homes in Worcester 01603?

Among the 4,632 homes in Worcester 01603, it is worth more than 11% of them ($308,346 against a typical $392,600), its price per square foot is higher than 48% of them ($301 against a typical $302), it is bigger than 16% of them (1,026 ft² against a typical 1,443 ft²), its lot is bigger than 9% of them (4,140 ft² against a typical 0.18 ac) and it is newer than 47% of them (1923 against a typical 1926). Measured against all of Worcester County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 1/2 Richards St, Worcester, MA?

The 2025 property tax bill for 42 1/2 Richards St, Worcester, MA was $3,683. The county assessed it at $279,200.

Closest homes

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Assigned schools

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