Apartments (Generic)Residential
Last sold for $310,046 on Aug 28, 2014
42 BANK ST
SAINT ALBANS, VT 05478
6
Beds
6
Baths
3,364 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
17
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$310,046 · Aug 28, 2014
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,858 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$635,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$576,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,200
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck
Transaction History(1)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
HE
Bellows Free AcademyD+
High · Grades 9–12 · 0.3 mi
St. Albans City Elementary SchoolD
Elementary · Grades PK–8 · 0.8 mi
District: Maple Run Unified School District
Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%
Owner Tools
Do you own this home?
Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
42 Bank St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 97% of homes in Franklin County
- Has a smaller lot than 96% of homes in Franklin County
- Older than 85% of homes in Franklin County
How it measures up in Saint Albans 05478
The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.
Living area3,364 ft²
SmallerTypical 1,501 ft²Bigger
Bigger than 96% of homes nearby
Lot size0.13 ac
SmallerTypical 0.5 acBigger
Bigger than 8% of homes nearby
Year built1890
OlderTypical 1971Newer
Newer than 17% of homes nearby
| Measure | This home | Saint Albans 05478 | Franklin County |
|---|---|---|---|
| Living areabigger than | 3,364 ft² | 96% of homes | 97% of homes |
| Lot sizebigger than | 0.13 ac | 8% of homes | 4% of homes |
| Year builtnewer than | 1890 | 17% of homes | 15% of homes |
About 42 Bank St
When did 42 Bank St, Saint Albans, VT last sell?
42 Bank St, Saint Albans, VT last sold on Aug 28, 2014 for $310,046, according to the county's recorded deed.
How big is 42 Bank St, Saint Albans, VT?
42 Bank St, Saint Albans, VT has 6 bedrooms, 6 bathrooms, 3,364 square feet of living space and a 0.13-acre lot.
When was 42 Bank St, Saint Albans, VT built?
42 Bank St, Saint Albans, VT was built in 1890, making it 136 years old. The building has 2 stories.
What schools serve 42 Bank St, Saint Albans, VT?
42 Bank St, Saint Albans, VT is assigned to Bellows Free Academy (high), rated D+; St. Albans City Elementary School (elementary), rated D. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 42 Bank St, Saint Albans, VT compare to other homes in Saint Albans 05478?
Among the 5,690 homes in Saint Albans 05478, it is bigger than 96% of them (3,364 ft² against a typical 1,501 ft²), its lot is bigger than 8% of them (0.13 ac against a typical 0.5 ac) and it is newer than 17% of them (1890 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 42 Bank St, Saint Albans, VT?
The 2025 property tax bill for 42 Bank St, Saint Albans, VT was $7,858. The county assessed it at $635,400.
More homes on Bank St
- 66 Bank St$497K4 bd · 2 ba · 2,296 ft² · Sold $488K · Jul 2026
- 45 Bank St$352K3 bd · 1.5 ba · 1,568 ft² · Sold $340K · Feb 2026
- 63 Bank St$558K4 bd · 2.5 ba · 2,580 ft² · Sold $525K · Aug 2025
- 98 Bank St$442K3 bd · 2 ba · 1,299 ft² · Sold $405K · Feb 2025
- 35 Bank St$487K4 bd · 3.5 ba · 3,408 ft² · Sold $25K · Nov 2024
- 60 Bank St$385K5 bd · 1.5 ba · 2,522 ft² · Sold $330K · Apr 2024
- 59 Bank St5 bd · 3 ba · 3,376 ft² · Sold $75K · Feb 2024
- 73 Bank St$633K5 bd · 2.5 ba · 4,042 ft² · Sold $424K · Jun 2022
- 87 Bank St$597K4 bd · 3.5 ba · 3,884 ft² · Sold $555K · Jun 2022
- 47 Bank St7 bd · 3 ba · 4,636 ft² · Sold $310K · Mar 2022
- 86 Bank St$298K3 bd · 2 ba · 1,626 ft² · Sold $275K · Jan 2021
- 62 Bank St5 bd · 2.5 ba · 4,056 ft² · Sold $279K · May 2020
Closest homes
- 44 Bank St$389K69 ft · 5 bd · 3.5 ba · 2,725 ft² · Sold Jan 1900
- 26 Lincoln Ave$484K168 ft · 4 bd · 2 ba · 2,788 ft² · Sold $439K · Sep 2023
- 24 Lincoln Ave153 ft · 3 bd · 2 ba · 2,260 ft² · Sold $182K · Nov 2014
- 46 Bank St132 ft · 5 bd · 3 ba · 4,006 ft² · Sold Jan 1900
- 45 Bank St$352K194 ft · 3 bd · 1.5 ba · 1,568 ft² · Sold $340K · Feb 2026
- 41 Bank St209 ft · 7 bd · 4.5 ba · 5,044 ft² · Sold $285K · Nov 2017
- 28 Lincoln Ave225 ft · 3 bd · 2.5 ba · 2,664 ft² · Sold $115K · Nov 1995
- 35 Bank St$487K248 ft · 4 bd · 3.5 ba · 3,408 ft² · Sold $25K · Nov 2024
More homes in Saint Albans 05478
- 28 Burt St3 bd · 2 ba · 924 ft² · Sold $105K · Oct 2026
- 3824 Ethan Allen Hwy$470K2 ac · Sold $470K · Oct 2026
- 111 Garden Cir$317K2 bd · 2 ba · 1,964 ft² · Sold $442K · Oct 2026
- 1 Ashton Dr$325K3 bd · 1 ba · 1,164 ft² · Sold $325K · Oct 2026
- 208 Sandy Cove Rd$729K3 bd · 2 ba · 1,512 ft² · Sold $729K · Oct 2026
- 859 Polly Hubbard Rd2 ac · Sold $230K · Oct 2026
- 155 Congress St$324K3 bd · 1.5 ba · 1,600 ft² · Sold $323K · Oct 2026
- 3 Lasalle St9 bd · 3 ba · 2,880 ft² · Sold $419K · Oct 2026
- 58 Nason St$348K3 bd · 1.5 ba · 1,205 ft² · Sold $347K · Oct 2026
- 12 Oak St9 bd · 3 ba · 2,880 ft² · Sold $413K · Oct 2026
- 78 Aldis St$332K3 bd · 1 ba · 1,313 ft² · Sold $331K · Oct 2026
- 126 N Elm St$338K3 bd · 1.5 ba · 1,355 ft² · Sold $335K · Oct 2026
Assigned schools
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