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Single Family ResidenceResidential
$259,288$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $20,500 on Aug 1, 1974

42 PROSPECT ST

ERVING, MA 01344
3
Beds
1
Baths
1,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$259K
$250K low$269K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,500 · Aug 1, 1974
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$247,288
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$197,830
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.4%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,000
GREENFIELD SAVINGS BANK · recorded Nov 21, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,171 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$233,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Erving Elementary SchoolC
Elementary · Grades PK–6 · 0.6 mi

District: Erving School District

Neighborhood · ZIP 01344These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.176
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,527
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,893
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Franklin County
  • Costs less per square foot than 90% of homes in Franklin County
  • Has a smaller lot than 66% of homes in Franklin County
  • Older than 81% of homes in Erving 01344

What homes are worth in Erving 01344

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$549K

This home is worth more than 19% of homes in Erving 01344.

How it measures up in Erving 01344

The dot is this home. The mark in the middle is the typical home in Erving 01344.

Estimated value$259,288
CheaperTypical $305,855Pricier

Pricier than 19% of homes nearby

Price per ft²$163
CheaperTypical $219Pricier

Pricier than 11% of homes nearby

Living area1,592 ft²
SmallerTypical 1,421 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.5 ac
SmallerTypical 0.7 acBigger

Bigger than 40% of homes nearby

Year built1900
OlderTypical 1954Newer

Newer than 19% of homes nearby

How 42 Prospect St ranks against every home in each area.
MeasureThis homeErving 01344Franklin County
Estimated valuepricier than$259,28819% of homes15% of homes
Price per ft²pricier than$16311% of homes10% of homes
Living areabigger than1,592 ft²63% of homes48% of homes
Lot sizebigger than0.5 ac40% of homes34% of homes
Year builtnewer than190019% of homes24% of homes

About 42 Prospect St

How much is 42 Prospect St, Erving, MA worth?

The TopHap Estimate for 42 Prospect St, Erving, MA is $259,288 as of Jul 14, 2026. The likely range is $249,753 to $268,823. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 Prospect St, Erving, MA last sell?

42 Prospect St, Erving, MA last sold on Aug 1, 1974 for $20,500, according to the county's recorded deed.

How big is 42 Prospect St, Erving, MA?

42 Prospect St, Erving, MA has 3 bedrooms, 1 bathrooms, 1,592 square feet of living space and a 0.50-acre lot.

When was 42 Prospect St, Erving, MA built?

42 Prospect St, Erving, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 42 Prospect St, Erving, MA?

42 Prospect St, Erving, MA is assigned to Erving Elementary School (elementary), rated C. All sit in Erving School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42 Prospect St, Erving, MA compare to other homes in Erving 01344?

Among the 608 homes in Erving 01344, it is worth more than 19% of them ($259,288 against a typical $305,855), its price per square foot is higher than 11% of them ($163 against a typical $219), it is bigger than 63% of them (1,592 ft² against a typical 1,421 ft²), its lot is bigger than 40% of them (0.5 ac against a typical 0.7 ac) and it is newer than 19% of them (1900 against a typical 1954). Measured against all of Franklin County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 Prospect St, Erving, MA?

The 2025 property tax bill for 42 Prospect St, Erving, MA was $2,171. The county assessed it at $233,200.

Closest homes

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Assigned schools

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