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Single Family ResidenceResidential
$285,124$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $62,500 on May 29, 1998

48 PROSPECT ST

ERVING, MA 01344
3
Beds
1
Baths
1,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$285K
$263K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$62,500 · May 29, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$167,124
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,699
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
NATIONAL CITY MORTGAGE CO · recorded May 28, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$28,000
GREENFIELD CAPITAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,016 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$202,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Erving Elementary SchoolC
Elementary · Grades PK–6 · 0.6 mi

District: Erving School District

Neighborhood · ZIP 01344These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.176
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,527
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,893
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Franklin County
  • Costs less per square foot than 81% of homes in Franklin County
  • Has a smaller lot than 77% of homes in Erving 01344
  • Older than 79% of homes in Erving 01344

What homes are worth in Erving 01344

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$528K

This home is worth more than 37% of homes in Erving 01344.

How it measures up in Erving 01344

The dot is this home. The mark in the middle is the typical home in Erving 01344.

Estimated value$285,124
CheaperTypical $304,876Pricier

Pricier than 37% of homes nearby

Price per ft²$184
CheaperTypical $219Pricier

Pricier than 23% of homes nearby

Living area1,548 ft²
SmallerTypical 1,425 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.32 ac
SmallerTypical 0.69 acBigger

Bigger than 23% of homes nearby

Year built1905
OlderTypical 1952Newer

Newer than 21% of homes nearby

How 48 Prospect St ranks against every home in each area.
MeasureThis homeErving 01344Franklin County
Estimated valuepricier than$285,12437% of homes23% of homes
Price per ft²pricier than$18423% of homes19% of homes
Living areabigger than1,548 ft²59% of homes45% of homes
Lot sizebigger than0.32 ac23% of homes23% of homes
Year builtnewer than190521% of homes26% of homes

About 48 Prospect St

How much is 48 Prospect St, Erving, MA worth?

The TopHap Estimate for 48 Prospect St, Erving, MA is $285,124 as of Jul 14, 2026. The likely range is $263,045 to $307,203. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Prospect St, Erving, MA last sell?

48 Prospect St, Erving, MA last sold on May 29, 1998 for $62,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 48 Prospect St, Erving, MA?

48 Prospect St, Erving, MA has 3 bedrooms, 1 bathrooms, 1,548 square feet of living space and a 0.32-acre lot.

When was 48 Prospect St, Erving, MA built?

48 Prospect St, Erving, MA was built in 1905, making it 121 years old. The building has 2 stories.

What schools serve 48 Prospect St, Erving, MA?

48 Prospect St, Erving, MA is assigned to Erving Elementary School (elementary), rated C. All sit in Erving School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Prospect St, Erving, MA compare to other homes in Erving 01344?

Among the 608 homes in Erving 01344, it is worth more than 37% of them ($285,124 against a typical $304,876), its price per square foot is higher than 23% of them ($184 against a typical $219), it is bigger than 59% of them (1,548 ft² against a typical 1,425 ft²), its lot is bigger than 23% of them (0.32 ac against a typical 0.69 ac) and it is newer than 21% of them (1905 against a typical 1952). Measured against all of Franklin County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Prospect St, Erving, MA?

The 2025 property tax bill for 48 Prospect St, Erving, MA was $2,016. The county assessed it at $216,500.

Closest homes

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Assigned schools

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