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Single Family ResidenceResidential
$1,160,527$734 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $309,000 on Jun 19, 1998

42089 ROCK COD

THE SEA RANCH, CA 95497
2
Beds
3 / 1
Baths
1,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$956K low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$309,000 · Jun 19, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$620,527
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$496,422
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
WELLS FARGO BANK NA · recorded Jun 10, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
ABN AMRO MORTGAGE GROUP INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,845 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$625,661 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$227,316
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$398,345
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$625,661

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySonoma
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Horicon Elementary SchoolD+
Elementary · Grades KG–8 · 8.7 mi
H
Point Arena High SchoolD+
High · Grades 9–12 · 14.8 mi

District: Point Arena Joint Union High School District

Neighborhood · ZIP 95497These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.196
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.454

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.45%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.38
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,988
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42089 Rock Cod measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Sonoma County
  • Costs more per square foot than 88% of homes in Sonoma County
  • Has a smaller lot than 77% of homes in The Sea Ranch 95497
  • Newer than 81% of homes in Sonoma County

What homes are worth in The Sea Ranch 95497

Each bar is how many homes fall in that price range. The marker is this home.

This home
$703K$3.2M

This home is worth more than 29% of homes in The Sea Ranch 95497.

How it measures up in The Sea Ranch 95497

The dot is this home. The mark in the middle is the typical home in The Sea Ranch 95497.

Estimated value$1,160,527
CheaperTypical $1,399,770Pricier

Pricier than 29% of homes nearby

Price per ft²$734
CheaperTypical $784Pricier

Pricier than 37% of homes nearby

Living area1,582 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.32 ac
SmallerTypical 0.45 acBigger

Bigger than 23% of homes nearby

Year built1997
OlderTypical 1989Newer

Newer than 78% of homes nearby

How 42089 Rock Cod ranks against every home in each area.
MeasureThis homeThe Sea Ranch 95497Sonoma County
Estimated valuepricier than$1,160,52729% of homes82% of homes
Price per ft²pricier than$73437% of homes88% of homes
Living areabigger than1,582 ft²36% of homes51% of homes
Lot sizebigger than0.32 ac23% of homes72% of homes
Year builtnewer than199778% of homes81% of homes

About 42089 Rock Cod

How much is 42089 Rock Cod, The Sea Ranch, CA worth?

The TopHap Estimate for 42089 Rock Cod, The Sea Ranch, CA is $1,160,527 as of Jul 14, 2026. The likely range is $955,860 to $1,365,194. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42089 Rock Cod, The Sea Ranch, CA last sell?

42089 Rock Cod, The Sea Ranch, CA last sold on Jun 19, 1998 for $309,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 42089 Rock Cod, The Sea Ranch, CA?

42089 Rock Cod, The Sea Ranch, CA has 2 bedrooms, 3 bathrooms, 1,582 square feet of living space and a 0.32-acre lot.

When was 42089 Rock Cod, The Sea Ranch, CA built?

42089 Rock Cod, The Sea Ranch, CA was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 42089 Rock Cod, The Sea Ranch, CA?

42089 Rock Cod, The Sea Ranch, CA is assigned to Horicon Elementary School (elementary), rated D+; Point Arena High School (high), rated D+. All sit in Point Arena Joint Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42089 Rock Cod, The Sea Ranch, CA compare to other homes in The Sea Ranch 95497?

Among the 1,823 homes in The Sea Ranch 95497, it is worth more than 29% of them ($1,160,527 against a typical $1,399,770), its price per square foot is higher than 37% of them ($734 against a typical $784), it is bigger than 36% of them (1,582 ft² against a typical 1,782 ft²), its lot is bigger than 23% of them (0.32 ac against a typical 0.45 ac) and it is newer than 78% of them (1997 against a typical 1989). Measured against all of Sonoma County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42089 Rock Cod, The Sea Ranch, CA?

The 2025 property tax bill for 42089 Rock Cod, The Sea Ranch, CA was $8,845. The county assessed it at $625,661.

Closest homes

More homes in The Sea Ranch 95497

Assigned schools

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