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Single Family ResidenceResidential
$541,990$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

421 RIVER LOOP 1

EUGENE, OR 97404
5
Beds
2
Baths
2,442 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$542K
$527K low$557K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$429,190
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$343,352
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,800
SERVICE EMP OF LANE COUNTY CU · E · recorded Feb 25, 1998
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
SELCO COMMUNITY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,578 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$201,402 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,536
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$535,773

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLane
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1930
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 438 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Madison Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
E
Awbrey Park Elementary SchoolB-
Elementary · Grades KG–5 · 0.9 mi
H
North Eugene High SchoolD+
High · Grades 9–12 · 1.2 mi

District: Eugene School District 4j

Neighborhood · ZIP 97404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.149

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.33,558
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,335
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,008
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

421 River Loop 1 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Eugene 97404
  • Costs less per square foot than 98% of homes in Santa Clara Community
  • Bigger than 93% of homes in Eugene 97404
  • Has a bigger lot than 96% of homes in Santa Clara Community
  • Among the oldest homes in Santa Clara Community

What homes are worth in Eugene 97404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$318K$736K

This home is worth more than 81% of homes in Eugene 97404.

How it measures up in Eugene 97404

The dot is this home. The mark in the middle is the typical home in Eugene 97404.

Estimated value$541,990
CheaperTypical $443,354Pricier

Pricier than 81% of homes nearby

Price per ft²$222
CheaperTypical $300Pricier

Pricier than 3% of homes nearby

Living area2,442 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.51 ac
SmallerTypical 0.2 acBigger

Bigger than 96% of homes nearby

Year built1920
OlderTypical 1970Newer

Older than almost all homes nearby

How 421 River Loop 1 ranks against every home in each area.
MeasureThis homeSanta Clara CommunityEugene 97404Lane County
Estimated valuepricier than$541,99075% of homes81% of homes69% of homes
Price per ft²pricier than$2222% of homes3% of homes6% of homes
Living areabigger than2,442 ft²92% of homes93% of homes88% of homes
Lot sizebigger than0.51 ac96% of homes96% of homes77% of homes
Year builtnewer than1920almost no homesalmost no homes3% of homes

About 421 River Loop 1

How much is 421 River Loop 1, Eugene, OR worth?

The TopHap Estimate for 421 River Loop 1, Eugene, OR is $541,990 as of Jul 14, 2026. The likely range is $527,108 to $556,872. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 421 River Loop 1, Eugene, OR last sell?

421 River Loop 1, Eugene, OR last sold on May 2, 1996, according to the county's recorded deed.

How big is 421 River Loop 1, Eugene, OR?

421 River Loop 1, Eugene, OR has 5 bedrooms, 2 bathrooms, 2,442 square feet of living space and a 0.51-acre lot.

When was 421 River Loop 1, Eugene, OR built?

421 River Loop 1, Eugene, OR was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 421 River Loop 1, Eugene, OR?

421 River Loop 1, Eugene, OR is assigned to Madison Middle School (middle), rated B-; Awbrey Park Elementary School (elementary), rated B-; North Eugene High School (high), rated D+. All sit in Eugene School District 4j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 421 River Loop 1, Eugene, OR compare to other homes in Eugene 97404?

Among the 12,645 homes in Eugene 97404, it is worth more than 81% of them ($541,990 against a typical $443,354), its price per square foot is higher than 3% of them ($222 against a typical $300), it is bigger than 93% of them (2,442 ft² against a typical 1,540 ft²), its lot is bigger than 96% of them (0.51 ac against a typical 0.2 ac) and it is newer than almost none of them (1920 against a typical 1970). Measured against all of Lane County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 421 River Loop 1, Eugene, OR?

The 2025 property tax bill for 421 River Loop 1, Eugene, OR was $2,578. The county assessed it at $201,402.

Closest homes

More homes in Eugene 97404

Assigned schools

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