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Single Family ResidenceResidential
$1,439,636$1,804 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

421 RIVERVIEW AVE

CAPITOLA, CA 95010
2
Beds
1
Baths
798 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.4M
$1.2M low$1.7M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$930,050
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$744,040
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$509,586
AMERICAN FINANCIAL NETWORK INC · recorded Mar 29, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,959 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,094,602 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$901,437
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,165
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,094,602

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Cruz
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 262 ft²Patio · 262 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Brighton Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
H
Soquel High SchoolA+
High · Grades 9–12 · 1.2 mi
E
Main Street Elementary SchoolB
Elementary · Grades KG–5 · 1.3 mi

District: Soquel Elementary School District

Neighborhood · ZIP 95010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.401

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.9,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,595 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,833
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,679
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

421 Riverview Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Santa Cruz County
  • Among the highest price per square foot in Santa Cruz County
  • Smaller than 94% of homes in Santa Cruz County
  • Has a bigger lot than 80% of homes in Capitola 95010
  • Older than 72% of homes in Capitola 95010

What homes are worth in Capitola 95010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$467K$3.1M

This home is worth more than 68% of homes in Capitola 95010.

How it measures up in Capitola 95010

The dot is this home. The mark in the middle is the typical home in Capitola 95010.

Estimated value$1,439,636
CheaperTypical $1,208,287Pricier

Pricier than 68% of homes nearby

Price per ft²$1804
CheaperTypical $866Pricier

Pricier than 96% of homes nearby

Living area798 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.13 ac
SmallerTypical 2,919 ft²Bigger

Bigger than 80% of homes nearby

Year built1963
OlderTypical 1973Newer

Newer than 28% of homes nearby

How 421 Riverview Ave ranks against every home in each area.
MeasureThis homeCapitola 95010Santa Cruz County
Estimated valuepricier than$1,439,63668% of homes75% of homes
Price per ft²pricier than$180496% of homesalmost all homes
Living areabigger than798 ft²12% of homes6% of homes
Lot sizebigger than0.13 ac80% of homes37% of homes
Year builtnewer than196328% of homes37% of homes

About 421 Riverview Ave

How much is 421 Riverview Ave, Capitola, CA worth?

The TopHap Estimate for 421 Riverview Ave, Capitola, CA is $1,439,636 as of Jul 14, 2026. The likely range is $1,194,136 to $1,685,136. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 421 Riverview Ave, Capitola, CA last sell?

421 Riverview Ave, Capitola, CA last sold on Aug 21, 2009, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 421 Riverview Ave, Capitola, CA?

421 Riverview Ave, Capitola, CA has 2 bedrooms, 1 bathrooms, 798 square feet of living space and a 0.13-acre lot.

When was 421 Riverview Ave, Capitola, CA built?

421 Riverview Ave, Capitola, CA was built in 1963, making it 63 years old.

What schools serve 421 Riverview Ave, Capitola, CA?

421 Riverview Ave, Capitola, CA is assigned to New Brighton Middle School (middle), rated A-; Soquel High School (high), rated A+; Main Street Elementary School (elementary), rated B. All sit in Soquel Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 421 Riverview Ave, Capitola, CA compare to other homes in Capitola 95010?

Among the 3,770 homes in Capitola 95010, it is worth more than 68% of them ($1,439,636 against a typical $1,208,287), its price per square foot is higher than 96% of them ($1804 against a typical $866), it is bigger than 12% of them (798 ft² against a typical 1,200 ft²), its lot is bigger than 80% of them (0.13 ac against a typical 2,919 ft²) and it is newer than 28% of them (1963 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 421 Riverview Ave, Capitola, CA?

The 2025 property tax bill for 421 Riverview Ave, Capitola, CA was $14,959. The county assessed it at $1,094,602.

Closest homes

More homes in Capitola 95010

Assigned schools

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