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Rural ResidenceResidential
$958,850$382 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

423 RIVER TRAIL RD

PIPE CREEK, TX 78063
0
Baths
2,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$959K
$617K low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$958,850
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$767,080

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,521 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,587 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,352
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$376,580

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
Lot (acres)The size of the land the home sits on, from county records.9.98
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.BalconyDeck · 132 ft²Shed · 36 ft²Patio · 624 ft²Porch · 85 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utopia SchoolB+
Elementary · Grades PK–12 · 3.2 mi

District: Utopia Independent School District

Neighborhood · ZIP 78063These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,130
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,490
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

423 River Trail Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Pipe Creek 78063
  • Costs more per square foot than 84% of homes in Pipe Creek 78063
  • Bigger than 89% of homes in Pipe Creek 78063
  • Has a bigger lot than 87% of homes in Pipe Creek 78063
  • Older than 73% of homes in Pipe Creek 78063

What homes are worth in Pipe Creek 78063

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$1.1M

This home is worth more than 96% of homes in Pipe Creek 78063.

How it measures up in Pipe Creek 78063

The dot is this home. The mark in the middle is the typical home in Pipe Creek 78063.

Estimated value$958,850
CheaperTypical $392,691Pricier

Pricier than 96% of homes nearby

Price per ft²$382
CheaperTypical $258Pricier

Pricier than 84% of homes nearby

Living area2,512 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 89% of homes nearby

Lot size9.98 ac
SmallerTypical 1.65 acBigger

Bigger than 87% of homes nearby

Year built1989
OlderTypical 2000Newer

Newer than 27% of homes nearby

How 423 River Trail Rd ranks against every home in each area.
MeasureThis homePipe Creek 78063Bandera County
Estimated valuepricier than$958,85096% of homes96% of homes
Price per ft²pricier than$38284% of homes84% of homes
Living areabigger than2,512 ft²89% of homes88% of homes
Lot sizebigger than9.98 ac87% of homes87% of homes
Year builtnewer than198927% of homes27% of homes

About 423 River Trail Rd

How much is 423 River Trail Rd, Pipe Creek, TX worth?

The TopHap Estimate for 423 River Trail Rd, Pipe Creek, TX is $958,850 as of Jul 14, 2026. The likely range is $617,054 to $1,300,646. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 423 River Trail Rd, Pipe Creek, TX?

423 River Trail Rd, Pipe Creek, TX has 2,512 square feet of living space and a 9.98-acre lot.

When was 423 River Trail Rd, Pipe Creek, TX built?

423 River Trail Rd, Pipe Creek, TX was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 423 River Trail Rd, Pipe Creek, TX?

423 River Trail Rd, Pipe Creek, TX is assigned to Utopia School (elementary), rated B+. All sit in Utopia Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 423 River Trail Rd, Pipe Creek, TX compare to other homes in Pipe Creek 78063?

Among the 6,989 homes in Pipe Creek 78063, it is worth more than 96% of them ($958,850 against a typical $392,691), its price per square foot is higher than 84% of them ($382 against a typical $258), it is bigger than 89% of them (2,512 ft² against a typical 1,472 ft²), its lot is bigger than 87% of them (9.98 ac against a typical 1.65 ac) and it is newer than 27% of them (1989 against a typical 2000). Measured against all of Bandera County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 423 River Trail Rd, Pipe Creek, TX?

The 2024 property tax bill for 423 River Trail Rd, Pipe Creek, TX was $1,521. The county assessed it at $288,587.

Closest homes

More homes in Pipe Creek 78063

Assigned schools

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