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Rural ResidenceResidential
$592,522$341 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

265 RIVER BND

BANDERA, TX 78003
0
Baths
1,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$593K
$490K low$696K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,022
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,618
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$310,500
AMERIFIRST FINANCIAL INC · recorded Apr 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,787 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,250 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,250

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 348 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utopia SchoolB+
Elementary · Grades PK–12 · 3.4 mi

District: Utopia Independent School District

Neighborhood · ZIP 78003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,458
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

265 River Bnd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Bandera 78003
  • Costs more per square foot than 81% of homes in Bandera 78003
  • Newer than 87% of homes in Bandera County

What homes are worth in Bandera 78003

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$1.1M

This home is worth more than 81% of homes in Bandera 78003.

How it measures up in Bandera 78003

The dot is this home. The mark in the middle is the typical home in Bandera 78003.

Estimated value$592,522
CheaperTypical $387,659Pricier

Pricier than 81% of homes nearby

Price per ft²$341
CheaperTypical $245Pricier

Pricier than 81% of homes nearby

Living area1,736 ft²
SmallerTypical 1,477 ft²Bigger

Bigger than 63% of homes nearby

Year built2017
OlderTypical 2001Newer

Newer than 82% of homes nearby

How 265 River Bnd ranks against every home in each area.
MeasureThis homeBandera 78003Bandera County
Estimated valuepricier than$592,52281% of homes79% of homes
Price per ft²pricier than$34181% of homes78% of homes
Living areabigger than1,736 ft²63% of homes63% of homes
Year builtnewer than201782% of homes87% of homes

About 265 River Bnd

How much is 265 River Bnd, Bandera, TX worth?

The TopHap Estimate for 265 River Bnd, Bandera, TX is $592,522 as of Jul 14, 2026. The likely range is $489,542 to $695,502. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 265 River Bnd, Bandera, TX last sell?

265 River Bnd, Bandera, TX last sold on Apr 9, 2021, according to the county's recorded deed.

When was 265 River Bnd, Bandera, TX built?

265 River Bnd, Bandera, TX was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 265 River Bnd, Bandera, TX?

265 River Bnd, Bandera, TX is assigned to Utopia School (elementary), rated B+. All sit in Utopia Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 265 River Bnd, Bandera, TX compare to other homes in Bandera 78003?

Among the 6,606 homes in Bandera 78003, it is worth more than 81% of them ($592,522 against a typical $387,659), its price per square foot is higher than 81% of them ($341 against a typical $245), it is bigger than 63% of them (1,736 ft² against a typical 1,477 ft²) and it is newer than 82% of them (2017 against a typical 2001). Measured against all of Bandera County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 265 River Bnd, Bandera, TX?

The 2024 property tax bill for 265 River Bnd, Bandera, TX was $1,787. The county assessed it at $177,250.

Closest homes

More homes in Bandera 78003

Assigned schools

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