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Single Family ResidenceResidential
$80,806$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $25,000 on Nov 15, 2005

423 ROSS CUTOFF

MALVERN, AR 72104
1
Baths
1,076 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$81K
$51K low$111K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Nov 15, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,642
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,514
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,164
WELLS FARGO BANK, N.A. · R · recorded Jan 7, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$95 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,245 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,245
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,245
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$61,225

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHot Spring
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.3.86
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Open Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Magnet Cove Elementary SchoolC+
Elementary · Grades PK–6 · 2.7 mi
M
Magnet Cove High SchoolB+
Middle · Grades 7–12 · 2.8 mi

District: Magnet Cove School District

Neighborhood · ZIP 72104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,704
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,305
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

423 Ross Cutoff measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Hot Spring County
  • Costs less per square foot than 74% of homes in Hot Spring County
  • Smaller than 77% of homes in Malvern 72104
  • Has a bigger lot than 76% of homes in Malvern 72104
  • Older than 83% of homes in Hot Spring County

What homes are worth in Malvern 72104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$477K

This home is worth more than 26% of homes in Malvern 72104.

How it measures up in Malvern 72104

The dot is this home. The mark in the middle is the typical home in Malvern 72104.

Estimated value$80,806
CheaperTypical $138,211Pricier

Pricier than 26% of homes nearby

Price per ft²$75
CheaperTypical $98Pricier

Pricier than 31% of homes nearby

Living area1,076 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 23% of homes nearby

Lot size3.86 ac
SmallerTypical 1 acBigger

Bigger than 76% of homes nearby

Year built1956
OlderTypical 1975Newer

Newer than 20% of homes nearby

How 423 Ross Cutoff ranks against every home in each area.
MeasureThis homeMalvern 72104Hot Spring County
Estimated valuepricier than$80,80626% of homes22% of homes
Price per ft²pricier than$7531% of homes26% of homes
Living areabigger than1,076 ft²23% of homes23% of homes
Lot sizebigger than3.86 ac76% of homes68% of homes
Year builtnewer than195620% of homes17% of homes

About 423 Ross Cutoff

How much is 423 Ross Cutoff, Malvern, AR worth?

The TopHap Estimate for 423 Ross Cutoff, Malvern, AR is $80,806 as of Jul 14, 2026. The likely range is $50,639 to $110,973. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 423 Ross Cutoff, Malvern, AR last sell?

423 Ross Cutoff, Malvern, AR last sold on Nov 15, 2005 for $25,000, according to the county's recorded deed.

How big is 423 Ross Cutoff, Malvern, AR?

423 Ross Cutoff, Malvern, AR has 1 bathrooms, 1,076 square feet of living space and a 3.86-acre lot.

When was 423 Ross Cutoff, Malvern, AR built?

423 Ross Cutoff, Malvern, AR was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 423 Ross Cutoff, Malvern, AR?

423 Ross Cutoff, Malvern, AR is assigned to Magnet Cove Elementary School (elementary), rated C+; Magnet Cove High School (middle), rated B+. All sit in Magnet Cove School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 423 Ross Cutoff, Malvern, AR compare to other homes in Malvern 72104?

Among the 9,200 homes in Malvern 72104, it is worth more than 26% of them ($80,806 against a typical $138,211), its price per square foot is higher than 31% of them ($75 against a typical $98), it is bigger than 23% of them (1,076 ft² against a typical 1,390 ft²), its lot is bigger than 76% of them (3.86 ac against a typical 1 ac) and it is newer than 20% of them (1956 against a typical 1975). Measured against all of Hot Spring County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 423 Ross Cutoff, Malvern, AR?

The 2025 property tax bill for 423 Ross Cutoff, Malvern, AR was $95. The county assessed it at $12,245.

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Assigned schools

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