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Single Family ResidenceResidential
$578,452$503 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $335,000 on Jan 28, 2009

4231 FLAT ROCK CIR

SANTA ROSA, CA 95409
3
Beds
2
Baths
1,150 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,309 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$578K
$559K low$598K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Jan 28, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$365,452
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$292,362
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$213,000
AMERISAVE MORTGAGE CORP · recorded Oct 7, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,141 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$431,382 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$173,839
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,543
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$431,382

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySonoma
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whited Elementary Charter SchoolB-
Elementary · Grades KG–6 · 1.2 mi
M
Spring Lake Middle SchoolB-
Middle · Grades 7–8 · 1.8 mi
H
Maria Carrillo High SchoolA+
High · Grades 9–12 · 2.1 mi

District: Santa Rosa High School District

Neighborhood · ZIP 95409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.459

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.847 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,190
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,830
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4231 Flat Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Santa Rosa 95409
  • Costs more per square foot than 71% of homes in Santa Rosa 95409
  • Smaller than 89% of homes in Santa Rosa 95409
  • Has a smaller lot than 83% of homes in Sonoma County
  • Newer than 88% of homes in Santa Rosa 95409

What homes are worth in Santa Rosa 95409

Each bar is how many homes fall in that price range. The marker is this home.

This home
$395K$1.6M

This home is worth more than 14% of homes in Santa Rosa 95409.

How it measures up in Santa Rosa 95409

The dot is this home. The mark in the middle is the typical home in Santa Rosa 95409.

Estimated value$578,452
CheaperTypical $787,748Pricier

Pricier than 14% of homes nearby

Price per ft²$503
CheaperTypical $464Pricier

Pricier than 71% of homes nearby

Living area1,150 ft²
SmallerTypical 1,666 ft²Bigger

Bigger than 11% of homes nearby

Lot size4,309 ft²
SmallerTypical 0.18 acBigger

Bigger than 21% of homes nearby

Year built1998
OlderTypical 1976Newer

Newer than 88% of homes nearby

How 4231 Flat Rock Cir ranks against every home in each area.
MeasureThis homeSanta Rosa 95409Sonoma County
Estimated valuepricier than$578,45214% of homes19% of homes
Price per ft²pricier than$50371% of homes55% of homes
Living areabigger than1,150 ft²11% of homes20% of homes
Lot sizebigger than4,309 ft²21% of homes17% of homes
Year builtnewer than199888% of homes83% of homes

About 4231 Flat Rock Cir

How much is 4231 Flat Rock Cir, Santa Rosa, CA worth?

The TopHap Estimate for 4231 Flat Rock Cir, Santa Rosa, CA is $578,452 as of Jul 14, 2026. The likely range is $558,748 to $598,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4231 Flat Rock Cir, Santa Rosa, CA last sell?

4231 Flat Rock Cir, Santa Rosa, CA last sold on Jan 28, 2009 for $335,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 4231 Flat Rock Cir, Santa Rosa, CA?

4231 Flat Rock Cir, Santa Rosa, CA has 3 bedrooms, 2 bathrooms, 1,150 square feet of living space and a 0.10-acre lot.

When was 4231 Flat Rock Cir, Santa Rosa, CA built?

4231 Flat Rock Cir, Santa Rosa, CA was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 4231 Flat Rock Cir, Santa Rosa, CA?

4231 Flat Rock Cir, Santa Rosa, CA is assigned to Whited Elementary Charter School (elementary), rated B-; Spring Lake Middle School (middle), rated B-; Maria Carrillo High School (high), rated A+. All sit in Santa Rosa High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4231 Flat Rock Cir, Santa Rosa, CA compare to other homes in Santa Rosa 95409?

Among the 10,277 homes in Santa Rosa 95409, it is worth more than 14% of them ($578,452 against a typical $787,748), its price per square foot is higher than 71% of them ($503 against a typical $464), it is bigger than 11% of them (1,150 ft² against a typical 1,666 ft²), its lot is bigger than 21% of them (4,309 ft² against a typical 0.18 ac) and it is newer than 88% of them (1998 against a typical 1976). Measured against all of Sonoma County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4231 Flat Rock Cir, Santa Rosa, CA?

The 2025 property tax bill for 4231 Flat Rock Cir, Santa Rosa, CA was $5,141. The county assessed it at $431,382.

More homes on Flat Rock Cir

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