Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$87,190$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

424 STATE ROUTE 186

LAKE CLEAR, NY 12945
3
Beds
1
Baths
1,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$87K
$46K low$128K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,093 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,645

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 208 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Saranac Lake High SchoolB
High · Grades 9–12 · 4.1 mi
M
Saranac Lake Middle SchoolB
Middle · Grades 6–8 · 4.5 mi
E
Bloomingdale Elementary SchoolC+
Elementary · Grades KG–5 · 5.3 mi

District: Saranac Lake Central School District

Neighborhood · ZIP 12945These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.718
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,829
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,191
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

424 State Route 186 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Franklin County
  • Costs less per square foot than 79% of homes in Franklin County
  • Older than 67% of homes in Lake Clear 12945

What homes are worth in Lake Clear 12945

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$674K

This home is worth more than 36% of homes in Lake Clear 12945.

How it measures up in Lake Clear 12945

The dot is this home. The mark in the middle is the typical home in Lake Clear 12945.

Estimated value$87,190
CheaperTypical $103,652Pricier

Pricier than 36% of homes nearby

Price per ft²$55
CheaperTypical $75Pricier

Pricier than 27% of homes nearby

Living area1,580 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 62% of homes nearby

Lot size1 ac
SmallerTypical 1.52 acBigger

Bigger than 36% of homes nearby

Year built1945
OlderTypical 1973Newer

Newer than 33% of homes nearby

How 424 State Route 186 ranks against every home in each area.
MeasureThis homeLake Clear 12945Franklin County
Estimated valuepricier than$87,19036% of homes29% of homes
Price per ft²pricier than$5527% of homes21% of homes
Living areabigger than1,580 ft²62% of homes64% of homes
Lot sizebigger than1 ac36% of homes50% of homes
Year builtnewer than194533% of homes40% of homes

About 424 State Route 186

How much is 424 State Route 186, Lake Clear, NY worth?

The TopHap Estimate for 424 State Route 186, Lake Clear, NY is $87,190 as of Oct 21, 2026. The likely range is $46,108 to $128,272. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 424 State Route 186, Lake Clear, NY last sell?

424 State Route 186, Lake Clear, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 424 State Route 186, Lake Clear, NY?

424 State Route 186, Lake Clear, NY has 3 bedrooms, 1 bathrooms, 1,580 square feet of living space and a 1.00-acre lot.

When was 424 State Route 186, Lake Clear, NY built?

424 State Route 186, Lake Clear, NY was built in 1945, making it 81 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 424 State Route 186, Lake Clear, NY?

424 State Route 186, Lake Clear, NY is assigned to Saranac Lake High School (high), rated B; Saranac Lake Middle School (middle), rated B; Bloomingdale Elementary School (elementary), rated C+. All sit in Saranac Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 424 State Route 186, Lake Clear, NY compare to other homes in Lake Clear 12945?

Among the 273 homes in Lake Clear 12945, it is worth more than 36% of them ($87,190 against a typical $103,652), its price per square foot is higher than 27% of them ($55 against a typical $75), it is bigger than 62% of them (1,580 ft² against a typical 1,392 ft²), its lot is bigger than 36% of them (1 ac against a typical 1.52 ac) and it is newer than 33% of them (1945 against a typical 1973). Measured against all of Franklin County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 424 State Route 186, Lake Clear, NY?

The 2026 property tax bill for 424 State Route 186, Lake Clear, NY was $3,093. The county assessed it at $155,800.

More homes on State Route 186

Closest homes

More homes in Lake Clear 12945

Assigned schools

Explore the area

See this home in context

Open 424 State Route 186 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map