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Single Family ResidenceResidential
$550,557$399 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $145,000 on Aug 24, 1994

425 COWAN ST

MODESTO, CA 95358
3
Beds
2
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$551K
$517K low$584K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Aug 24, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,508 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$296,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$296,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
77
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central Valley High SchoolB-
High · Grades 9–12 · 2.0 mi
E
Westport Elementary SchoolC-
Elementary · Grades KG–6 · 2.3 mi
M
Blaker Kinser Junior HighB
Middle · Grades 7–8 · 2.5 mi

District: Ceres Unified School District

Neighborhood · ZIP 95358These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.4%
PopulationHow many people live in this area.33,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.274 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,990
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,223
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

425 Cowan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Modesto 95358
  • Costs more per square foot than 94% of homes in Stanislaus County
  • Has a bigger lot than 88% of homes in Stanislaus County
  • Newer than 86% of homes in Modesto 95358

What homes are worth in Modesto 95358

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$1.3M

This home is worth more than 82% of homes in Modesto 95358.

How it measures up in Modesto 95358

The dot is this home. The mark in the middle is the typical home in Modesto 95358.

Estimated value$550,557
CheaperTypical $420,177Pricier

Pricier than 82% of homes nearby

Price per ft²$399
CheaperTypical $292Pricier

Pricier than 88% of homes nearby

Living area1,380 ft²
SmallerTypical 1,395 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.42 ac
SmallerTypical 0.15 acBigger

Bigger than 76% of homes nearby

Year built1994
OlderTypical 1983Newer

Newer than 86% of homes nearby

How 425 Cowan St ranks against every home in each area.
MeasureThis homeModesto 95358Stanislaus County
Estimated valuepricier than$550,55782% of homes76% of homes
Price per ft²pricier than$39988% of homes94% of homes
Living areabigger than1,380 ft²49% of homes36% of homes
Lot sizebigger than0.42 ac76% of homes88% of homes
Year builtnewer than199486% of homes70% of homes

About 425 Cowan St

How much is 425 Cowan St, Modesto, CA worth?

The TopHap Estimate for 425 Cowan St, Modesto, CA is $550,557 as of Sep 24, 2026. The likely range is $516,686 to $584,428. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 425 Cowan St, Modesto, CA last sell?

425 Cowan St, Modesto, CA last sold on Aug 24, 1994 for $145,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 425 Cowan St, Modesto, CA?

425 Cowan St, Modesto, CA has 3 bedrooms, 2 bathrooms, 1,380 square feet of living space and a 0.42-acre lot.

When was 425 Cowan St, Modesto, CA built?

425 Cowan St, Modesto, CA was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 425 Cowan St, Modesto, CA?

425 Cowan St, Modesto, CA is assigned to Central Valley High School (high), rated B-; Westport Elementary School (elementary), rated C-; Blaker Kinser Junior High (middle), rated B. All sit in Ceres Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 425 Cowan St, Modesto, CA compare to other homes in Modesto 95358?

Among the 7,905 homes in Modesto 95358, it is worth more than 82% of them ($550,557 against a typical $420,177), its price per square foot is higher than 88% of them ($399 against a typical $292), it is bigger than 49% of them (1,380 ft² against a typical 1,395 ft²), its lot is bigger than 76% of them (0.42 ac against a typical 0.15 ac) and it is newer than 86% of them (1994 against a typical 1983). Measured against all of Stanislaus County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 425 Cowan St, Modesto, CA?

The 2025 property tax bill for 425 Cowan St, Modesto, CA was $3,508. The county assessed it at $296,000.

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