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Single Family ResidentialResidential
$219,409$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $199,000 on May 22, 2024

426 COTTAGE ROW

SYCAMORE, IL 60178
3
Beds
1
Baths
1,132 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$219K
$198K low$241K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,000 · May 22, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,359
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,287
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,050
AMERICAN PACIFIC MORTGAGE CORP · 7.87% 2 · recorded May 22, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,317 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,543
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,657
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,986
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$261,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyDeKalb
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 169 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary SchoolB+
Elementary · Grades KG–5 · 0.4 mi
H
Sycamore High SchoolB+
High · Grades 9–12 · 0.6 mi
M
Sycamore Middle SchoolB-
Middle · Grades 6–8 · 1.3 mi

District: Sycamore Community Unit School District 427

Neighborhood · ZIP 60178These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,851
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

426 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Sycamore 60178
  • Costs less per square foot than 79% of homes in Sycamore 60178
  • Smaller than 68% of homes in Sycamore 60178
  • Older than 93% of homes in DeKalb County

What homes are worth in Sycamore 60178

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$641K

This home is worth more than 17% of homes in Sycamore 60178.

How it measures up in Sycamore 60178

The dot is this home. The mark in the middle is the typical home in Sycamore 60178.

Estimated value$219,409
CheaperTypical $315,675Pricier

Pricier than 17% of homes nearby

Price per ft²$194
CheaperTypical $233Pricier

Pricier than 21% of homes nearby

Living area1,132 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 32% of homes nearby

Year built1900
OlderTypical 1991Newer

Newer than 8% of homes nearby

How 426 Cottage Row ranks against every home in each area.
MeasureThis homeSycamore 60178DeKalb County
Estimated valuepricier than$219,40917% of homes23% of homes
Price per ft²pricier than$19421% of homes21% of homes
Living areabigger than1,132 ft²32% of homes34% of homes
Year builtnewer than19008% of homes7% of homes

About 426 Cottage Row

How much is 426 Cottage Row, Sycamore, IL worth?

The TopHap Estimate for 426 Cottage Row, Sycamore, IL is $219,409 as of Jul 14, 2026. The likely range is $197,704 to $241,114. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 426 Cottage Row, Sycamore, IL last sell?

426 Cottage Row, Sycamore, IL last sold on May 22, 2024 for $199,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 426 Cottage Row, Sycamore, IL?

426 Cottage Row, Sycamore, IL has 3 bedrooms, 1 bathrooms and 1,132 square feet of living space.

When was 426 Cottage Row, Sycamore, IL built?

426 Cottage Row, Sycamore, IL was built in 1900, making it 126 years old.

What schools serve 426 Cottage Row, Sycamore, IL?

426 Cottage Row, Sycamore, IL is assigned to West Elementary School (elementary), rated B+; Sycamore High School (high), rated B+; Sycamore Middle School (middle), rated B-. All sit in Sycamore Community Unit School District 427. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 426 Cottage Row, Sycamore, IL compare to other homes in Sycamore 60178?

Among the 7,682 homes in Sycamore 60178, it is worth more than 17% of them ($219,409 against a typical $315,675), its price per square foot is higher than 21% of them ($194 against a typical $233), it is bigger than 32% of them (1,132 ft² against a typical 1,320 ft²) and it is newer than 8% of them (1900 against a typical 1991). Measured against all of DeKalb County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 426 Cottage Row, Sycamore, IL?

The 2025 property tax bill for 426 Cottage Row, Sycamore, IL was $6,317. The county assessed it at $87,200.

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