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Single Family ResidenceResidential
$226,854$393 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

430 COTTAGE ROW

SYCAMORE, IL 60178
4
Beds
1
Baths
577 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$227K
$215K low$239K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$151,985
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$121,588
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,869
HEARTLAND BK · recorded Oct 18, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,368 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,290 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,774
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,516
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,479
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,870

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary SchoolB+
Elementary · Grades KG–5 · 0.3 mi
H
Sycamore High SchoolB+
High · Grades 9–12 · 0.6 mi
M
Sycamore Middle SchoolB-
Middle · Grades 6–8 · 1.3 mi

District: Sycamore Community Unit School District 427

Neighborhood · ZIP 60178These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,851
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Sycamore 60178
  • Costs more per square foot than 97% of homes in Sycamore 60178
  • Among the smallest homes in Sycamore 60178
  • Has a bigger lot than 74% of homes in Sycamore 60178
  • Older than 94% of homes in DeKalb County

What homes are worth in Sycamore 60178

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$650K

This home is worth more than 20% of homes in Sycamore 60178.

How it measures up in Sycamore 60178

The dot is this home. The mark in the middle is the typical home in Sycamore 60178.

Estimated value$226,854
CheaperTypical $315,919Pricier

Pricier than 20% of homes nearby

Price per ft²$393
CheaperTypical $233Pricier

Pricier than 97% of homes nearby

Living area577 ft²
SmallerTypical 1,320 ft²Bigger

Smaller than almost all homes nearby

Lot size0.37 ac
SmallerTypical 0.25 acBigger

Bigger than 74% of homes nearby

Year built1900
OlderTypical 1991Newer

Newer than 8% of homes nearby

How 430 Cottage Row ranks against every home in each area.
MeasureThis homeSycamore 60178DeKalb County
Estimated valuepricier than$226,85420% of homes26% of homes
Price per ft²pricier than$39397% of homes96% of homes
Living areabigger than577 ft²almost no homes2% of homes
Lot sizebigger than0.37 ac74% of homes70% of homes
Year builtnewer than19008% of homes6% of homes

About 430 Cottage Row

How much is 430 Cottage Row, Sycamore, IL worth?

The TopHap Estimate for 430 Cottage Row, Sycamore, IL is $226,854 as of Jul 14, 2026. The likely range is $214,806 to $238,902. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 430 Cottage Row, Sycamore, IL last sell?

430 Cottage Row, Sycamore, IL last sold on Dec 3, 2013, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 430 Cottage Row, Sycamore, IL?

430 Cottage Row, Sycamore, IL has 4 bedrooms, 1 bathrooms, 577 square feet of living space and a 0.37-acre lot.

When was 430 Cottage Row, Sycamore, IL built?

430 Cottage Row, Sycamore, IL was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 430 Cottage Row, Sycamore, IL?

430 Cottage Row, Sycamore, IL is assigned to West Elementary School (elementary), rated B+; Sycamore High School (high), rated B+; Sycamore Middle School (middle), rated B-. All sit in Sycamore Community Unit School District 427. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 Cottage Row, Sycamore, IL compare to other homes in Sycamore 60178?

Among the 7,682 homes in Sycamore 60178, it is worth more than 20% of them ($226,854 against a typical $315,919), its price per square foot is higher than 97% of them ($393 against a typical $233), it is bigger than almost none of them (577 ft² against a typical 1,320 ft²), its lot is bigger than 74% of them (0.37 ac against a typical 0.25 ac) and it is newer than 8% of them (1900 against a typical 1991). Measured against all of DeKalb County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 Cottage Row, Sycamore, IL?

The 2024 property tax bill for 430 Cottage Row, Sycamore, IL was $2,368. The county assessed it at $30,290.

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