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Single Family ResidenceResidential
$285,945$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

427 E MAIN ST

PILOT ROCK, OR 97868
4
Beds
1
Baths
2,496 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$286K
$230K low$342K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,933
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,146
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$223,400
ROCKET MORTGAGE LLC · recorded Dec 13, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,612
MIDLAND MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,884 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,040 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$164,120
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$343,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
65
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUmatilla
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1971
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 52 ft²Shed · 80 ft²Patio · 264 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pilot Rock Jr. / Sr. High SchoolB
Middle · Grades 7–12 · 0.1 mi
E
Pilot Rock Elementary SchoolC+
Elementary · Grades PK–6 · 0.3 mi

District: Pilot Rock School District 2

Neighborhood · ZIP 97868These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,460
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,957
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,689
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

427 E Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Pilot Rock 97868
  • Costs less per square foot than 97% of homes in Umatilla County
  • Bigger than 92% of homes in Pilot Rock 97868
  • Has a smaller lot than 93% of homes in Pilot Rock 97868
  • Older than 78% of homes in Umatilla County

What homes are worth in Pilot Rock 97868

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$694K

This home is worth more than 75% of homes in Pilot Rock 97868.

How it measures up in Pilot Rock 97868

The dot is this home. The mark in the middle is the typical home in Pilot Rock 97868.

Estimated value$285,945
CheaperTypical $226,522Pricier

Pricier than 75% of homes nearby

Price per ft²$115
CheaperTypical $179Pricier

Pricier than 7% of homes nearby

Living area2,496 ft²
SmallerTypical 1,356 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.15 ac
SmallerTypical 0.24 acBigger

Bigger than 7% of homes nearby

Year built1950
OlderTypical 1959Newer

Newer than 25% of homes nearby

How 427 E Main St ranks against every home in each area.
MeasureThis homePilot Rock 97868Umatilla County
Estimated valuepricier than$285,94575% of homes45% of homes
Price per ft²pricier than$1157% of homes3% of homes
Living areabigger than2,496 ft²92% of homes90% of homes
Lot sizebigger than0.15 ac7% of homes19% of homes
Year builtnewer than195025% of homes22% of homes

About 427 E Main St

How much is 427 E Main St, Pilot Rock, OR worth?

The TopHap Estimate for 427 E Main St, Pilot Rock, OR is $285,945 as of Jul 14, 2026. The likely range is $229,798 to $342,092. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 427 E Main St, Pilot Rock, OR?

427 E Main St, Pilot Rock, OR has 4 bedrooms, 1 bathrooms, 2,496 square feet of living space and a 0.15-acre lot.

When was 427 E Main St, Pilot Rock, OR built?

427 E Main St, Pilot Rock, OR was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 427 E Main St, Pilot Rock, OR?

427 E Main St, Pilot Rock, OR is assigned to Pilot Rock Jr. / Sr. High School (middle), rated B; Pilot Rock Elementary School (elementary), rated C+. All sit in Pilot Rock School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 427 E Main St, Pilot Rock, OR compare to other homes in Pilot Rock 97868?

Among the 976 homes in Pilot Rock 97868, it is worth more than 75% of them ($285,945 against a typical $226,522), its price per square foot is higher than 7% of them ($115 against a typical $179), it is bigger than 92% of them (2,496 ft² against a typical 1,356 ft²), its lot is bigger than 7% of them (0.15 ac against a typical 0.24 ac) and it is newer than 25% of them (1950 against a typical 1959). Measured against all of Umatilla County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 427 E Main St, Pilot Rock, OR?

The 2025 property tax bill for 427 E Main St, Pilot Rock, OR was $2,884. The county assessed it at $169,040.

Closest homes

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Assigned schools

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