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Single Family ResidenceResidential
$75,242$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $8,000 on Sep 15, 2021

427 RICHARDSON ST

ALBEMARLE, NC 28001
2
Beds
1
Baths
968 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$75K
$44K low$107K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$8,000 · Sep 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$75,242
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$60,194

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$636 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,815 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,055
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,145
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,815

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Albemarle Elementary SchoolD-
Elementary · Grades KG–5 · 1.3 mi
M
Albemarle Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
H
Albemarle High SchoolD+
High · Grades 9–12 · 1.7 mi

District: Stanly County Schools

Neighborhood · ZIP 28001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,453
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

427 Richardson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Stanly County
  • Costs less per square foot than 96% of homes in Stanly County
  • Smaller than 89% of homes in Stanly County
  • Has a smaller lot than 88% of homes in Stanly County
  • Older than 75% of homes in Stanly County

What homes are worth in Albemarle 28001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$744K

This home is worth more than 3% of homes in Albemarle 28001.

How it measures up in Albemarle 28001

The dot is this home. The mark in the middle is the typical home in Albemarle 28001.

Estimated value$75,242
CheaperTypical $249,234Pricier

Pricier than 3% of homes nearby

Price per ft²$78
CheaperTypical $161Pricier

Pricier than 5% of homes nearby

Living area968 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.23 ac
SmallerTypical 0.55 acBigger

Bigger than 13% of homes nearby

Year built1950
OlderTypical 1965Newer

Newer than 33% of homes nearby

How 427 Richardson St ranks against every home in each area.
MeasureThis homeAlbemarle 28001Stanly County
Estimated valuepricier than$75,2423% of homes2% of homes
Price per ft²pricier than$785% of homes4% of homes
Living areabigger than968 ft²12% of homes11% of homes
Lot sizebigger than0.23 ac13% of homes12% of homes
Year builtnewer than195033% of homes25% of homes

About 427 Richardson St

How much is 427 Richardson St, Albemarle, NC worth?

The TopHap Estimate for 427 Richardson St, Albemarle, NC is $75,242 as of Jul 14, 2026. The likely range is $43,938 to $106,546. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 427 Richardson St, Albemarle, NC last sell?

427 Richardson St, Albemarle, NC last sold on Sep 15, 2021 for $8,000, according to the county's recorded deed.

How big is 427 Richardson St, Albemarle, NC?

427 Richardson St, Albemarle, NC has 2 bedrooms, 1 bathrooms, 968 square feet of living space and a 0.23-acre lot.

When was 427 Richardson St, Albemarle, NC built?

427 Richardson St, Albemarle, NC was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 427 Richardson St, Albemarle, NC?

427 Richardson St, Albemarle, NC is assigned to East Albemarle Elementary School (elementary), rated D-; Albemarle Middle School (middle), rated D+; Albemarle High School (high), rated D+. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 427 Richardson St, Albemarle, NC compare to other homes in Albemarle 28001?

Among the 11,330 homes in Albemarle 28001, it is worth more than 3% of them ($75,242 against a typical $249,234), its price per square foot is higher than 5% of them ($78 against a typical $161), it is bigger than 12% of them (968 ft² against a typical 1,496 ft²), its lot is bigger than 13% of them (0.23 ac against a typical 0.55 ac) and it is newer than 33% of them (1950 against a typical 1965). Measured against all of Stanly County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 427 Richardson St, Albemarle, NC?

The 2025 property tax bill for 427 Richardson St, Albemarle, NC was $636. The county assessed it at $56,815.

Closest homes

More homes in Albemarle 28001

Assigned schools

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