Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$617,530$544 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $147,000 on Nov 1, 1994

427 UNION ST

GARWOOD, NJ 07027
0
Baths
1,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$618K
$575K low$660K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$147,000 · Nov 1, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,560 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$188,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$334,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$334,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolB
Elementary · Grades PK–8 · 0.2 mi
H
Arthur L. Johnson High SchoolB-
High · Grades 9–12 · 2.5 mi

District: Clark Township School District

Neighborhood · ZIP 07027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.4,746
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,735
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,436
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

427 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Garwood 07027
  • Costs more per square foot than 94% of homes in Garwood 07027
  • Smaller than 94% of homes in Garwood 07027
  • Has a bigger lot than 70% of homes in Garwood 07027

What homes are worth in Garwood 07027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$485K$1.1M

This home is worth more than 23% of homes in Garwood 07027.

How it measures up in Garwood 07027

The dot is this home. The mark in the middle is the typical home in Garwood 07027.

Estimated value$617,530
CheaperTypical $683,831Pricier

Pricier than 23% of homes nearby

Price per ft²$544
CheaperTypical $407Pricier

Pricier than 94% of homes nearby

Living area1,136 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 70% of homes nearby

Year built1949
OlderTypical 1944Newer

Newer than 58% of homes nearby

How 427 Union St ranks against every home in each area.
MeasureThis homeGarwood 07027Union County
Estimated valuepricier than$617,53023% of homes43% of homes
Price per ft²pricier than$54494% of homes85% of homes
Living areabigger than1,136 ft²6% of homes15% of homes
Lot sizebigger than0.16 ac70% of homes57% of homes
Year builtnewer than194958% of homes48% of homes

About 427 Union St

How much is 427 Union St, Garwood, NJ worth?

The TopHap Estimate for 427 Union St, Garwood, NJ is $617,530 as of Sep 24, 2026. The likely range is $574,848 to $660,212. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 427 Union St, Garwood, NJ last sell?

427 Union St, Garwood, NJ last sold on Nov 1, 1994 for $147,000, according to the county's recorded deed.

How big is 427 Union St, Garwood, NJ?

427 Union St, Garwood, NJ has 1,136 square feet of living space and a 0.16-acre lot.

When was 427 Union St, Garwood, NJ built?

427 Union St, Garwood, NJ was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 427 Union St, Garwood, NJ?

427 Union St, Garwood, NJ is assigned to Lincoln School (elementary), rated B; Arthur L. Johnson High School (high), rated B-. All sit in Clark Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 427 Union St, Garwood, NJ compare to other homes in Garwood 07027?

Among the 1,359 homes in Garwood 07027, it is worth more than 23% of them ($617,530 against a typical $683,831), its price per square foot is higher than 94% of them ($544 against a typical $407), it is bigger than 6% of them (1,136 ft² against a typical 1,668 ft²), its lot is bigger than 70% of them (0.16 ac against a typical 0.14 ac) and it is newer than 58% of them (1949 against a typical 1944). Measured against all of Union County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 427 Union St, Garwood, NJ?

The 2025 property tax bill for 427 Union St, Garwood, NJ was $9,560. The county assessed it at $334,500.

More homes on Union St

Closest homes

More homes in Garwood 07027

Assigned schools

Explore the area

See this home in context

Open 427 Union St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map