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Single Family ResidenceResidential
$596,050$581 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $345,000 on May 3, 2011

431 UNION ST

GARWOOD, NJ 07027
0
Baths
1,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$596K
$524K low$669K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · May 3, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,186 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$321,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$185,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$321,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$321,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolB
Elementary · Grades PK–8 · 0.2 mi
H
Arthur L. Johnson High SchoolB-
High · Grades 9–12 · 2.5 mi

District: Clark Township School District

Neighborhood · ZIP 07027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.4,746
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,735
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,436
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Garwood 07027
  • Costs more per square foot than 97% of homes in Garwood 07027
  • Smaller than 98% of homes in Garwood 07027
  • Has a bigger lot than 70% of homes in Garwood 07027

What homes are worth in Garwood 07027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$483K$1.1M

This home is worth more than 17% of homes in Garwood 07027.

How it measures up in Garwood 07027

The dot is this home. The mark in the middle is the typical home in Garwood 07027.

Estimated value$596,050
CheaperTypical $684,892Pricier

Pricier than 17% of homes nearby

Price per ft²$581
CheaperTypical $408Pricier

Pricier than 97% of homes nearby

Living area1,026 ft²
SmallerTypical 1,666 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 70% of homes nearby

Year built1949
OlderTypical 1944Newer

Newer than 58% of homes nearby

How 431 Union St ranks against every home in each area.
MeasureThis homeGarwood 07027Union County
Estimated valuepricier than$596,05017% of homes39% of homes
Price per ft²pricier than$58197% of homes90% of homes
Living areabigger than1,026 ft²2% of homes10% of homes
Lot sizebigger than0.16 ac70% of homes56% of homes
Year builtnewer than194958% of homes47% of homes

About 431 Union St

How much is 431 Union St, Garwood, NJ worth?

The TopHap Estimate for 431 Union St, Garwood, NJ is $596,050 as of Sep 24, 2026. The likely range is $523,549 to $668,551. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Union St, Garwood, NJ last sell?

431 Union St, Garwood, NJ last sold on May 3, 2011 for $345,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 431 Union St, Garwood, NJ?

431 Union St, Garwood, NJ has 1,026 square feet of living space and a 0.16-acre lot.

When was 431 Union St, Garwood, NJ built?

431 Union St, Garwood, NJ was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 431 Union St, Garwood, NJ?

431 Union St, Garwood, NJ is assigned to Lincoln School (elementary), rated B; Arthur L. Johnson High School (high), rated B-. All sit in Clark Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Union St, Garwood, NJ compare to other homes in Garwood 07027?

Among the 1,359 homes in Garwood 07027, it is worth more than 17% of them ($596,050 against a typical $684,892), its price per square foot is higher than 97% of them ($581 against a typical $408), it is bigger than 2% of them (1,026 ft² against a typical 1,666 ft²), its lot is bigger than 70% of them (0.16 ac against a typical 0.14 ac) and it is newer than 58% of them (1949 against a typical 1944). Measured against all of Union County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Union St, Garwood, NJ?

The 2025 property tax bill for 431 Union St, Garwood, NJ was $9,186. The county assessed it at $321,400.

More homes on Union St

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Assigned schools

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