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Single Family ResidenceResidential
$451,555$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

428 GEORGETOWN DR

RICHARDSON, TX 75081
3
Beds
2.5
Baths
2,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$452K
$432K low$471K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$196,555
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$157,244
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
JPMORGAN CHASE BANK NA · recorded Mar 24, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,938 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$405,750 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$426,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,750

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDALLAS
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Apollo Junior High SchoolC+
Middle · Grades 7–8 · 0.2 mi
E
Dartmouth Elementary SchoolA-
Elementary · Grades PK–6 · 0.3 mi
H
Berkner High SchoolC-
High · Grades 9–12 · 1.2 mi

District: Richardson Independent School District

Neighborhood · ZIP 75081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,098 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,627
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,191
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Georgetown Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Duck Creek
  • Costs less per square foot than 71% of homes in Duck Creek
  • Bigger than 79% of homes in Duck Creek
  • Newer than 85% of homes in Duck Creek

What homes are worth in Richardson 75081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$680K

This home is worth more than 75% of homes in Richardson 75081.

How it measures up in Richardson 75081

The dot is this home. The mark in the middle is the typical home in Richardson 75081.

Estimated value$451,555
CheaperTypical $405,693Pricier

Pricier than 75% of homes nearby

Price per ft²$194
CheaperTypical $205Pricier

Pricier than 35% of homes nearby

Living area2,326 ft²
SmallerTypical 1,996 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.21 ac
SmallerTypical 0.21 acBigger

Bigger than 51% of homes nearby

Year built1978
OlderTypical 1975Newer

Newer than 77% of homes nearby

How 428 Georgetown Dr ranks against every home in each area.
MeasureThis homeDuck CreekRichardson 75081Dallas County
Estimated valuepricier than$451,55575% of homes75% of homes72% of homes
Price per ft²pricier than$19429% of homes35% of homes51% of homes
Living areabigger than2,326 ft²79% of homes74% of homes75% of homes
Lot sizebigger than0.21 ac53% of homes51% of homes59% of homes
Year builtnewer than197885% of homes77% of homes52% of homes

About 428 Georgetown Dr

How much is 428 Georgetown Dr, Richardson, TX worth?

The TopHap Estimate for 428 Georgetown Dr, Richardson, TX is $451,555 as of Jul 14, 2026. The likely range is $431,626 to $471,484. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Georgetown Dr, Richardson, TX last sell?

428 Georgetown Dr, Richardson, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 428 Georgetown Dr, Richardson, TX?

428 Georgetown Dr, Richardson, TX has 3 bedrooms, 2.5 bathrooms, 2,326 square feet of living space and a 0.21-acre lot.

When was 428 Georgetown Dr, Richardson, TX built?

428 Georgetown Dr, Richardson, TX was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 428 Georgetown Dr, Richardson, TX?

428 Georgetown Dr, Richardson, TX is assigned to Apollo Junior High School (middle), rated C+; Dartmouth Elementary School (elementary), rated A-; Berkner High School (high), rated C-. All sit in Richardson Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Georgetown Dr, Richardson, TX compare to other homes in Richardson 75081?

Among the 9,921 homes in Richardson 75081, it is worth more than 75% of them ($451,555 against a typical $405,693), its price per square foot is higher than 35% of them ($194 against a typical $205), it is bigger than 74% of them (2,326 ft² against a typical 1,996 ft²), its lot is bigger than 51% of them (0.21 ac against a typical 0.21 ac) and it is newer than 77% of them (1978 against a typical 1975). Measured against all of Dallas County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Georgetown Dr, Richardson, TX?

The 2025 property tax bill for 428 Georgetown Dr, Richardson, TX was $3,938. The county assessed it at $405,750.

Closest homes

More homes in Richardson 75081

Assigned schools

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