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TownhouseResidential
$315,400$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $150,000 on Oct 1, 2025

428 PALMER TER

WESTMINSTER, MD 21158
1.5
Baths
1,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,300 ft²
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$315K
$294K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Oct 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,218 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$251,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$237,133
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westminster Elementary SchoolB+
Elementary · Grades PK–5 · 0.5 mi
M
Westminster West Middle SchoolA-
Middle · Grades 6–8 · 1.2 mi
H
Westminster High SchoolB+
High · Grades 9–12 · 2.9 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21158These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.21,498
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,468
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,145
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Palmer Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Carroll County
  • Smaller than 82% of homes in Carroll County
  • Has a smaller lot than 95% of homes in Carroll County

What homes are worth in Westminster 21158

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$814K

This home is worth more than 16% of homes in Westminster 21158.

How it measures up in Westminster 21158

The dot is this home. The mark in the middle is the typical home in Westminster 21158.

Estimated value$315,400
CheaperTypical $444,464Pricier

Pricier than 16% of homes nearby

Price per ft²$261
CheaperTypical $252Pricier

Pricier than 60% of homes nearby

Living area1,208 ft²
SmallerTypical 1,768 ft²Bigger

Bigger than 21% of homes nearby

Lot size2,300 ft²
SmallerTypical 0.82 acBigger

Bigger than 6% of homes nearby

Year built1990
OlderTypical 1987Newer

Newer than 62% of homes nearby

How 428 Palmer Ter ranks against every home in each area.
MeasureThis homeWestminster 21158Carroll County
Estimated valuepricier than$315,40016% of homes12% of homes
Price per ft²pricier than$26160% of homes43% of homes
Living areabigger than1,208 ft²21% of homes18% of homes
Lot sizebigger than2,300 ft²6% of homes5% of homes
Year builtnewer than199062% of homes61% of homes

About 428 Palmer Ter

How much is 428 Palmer Ter, Westminster, MD worth?

The TopHap Estimate for 428 Palmer Ter, Westminster, MD is $315,400 as of Oct 21, 2026. The likely range is $293,706 to $337,094. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Palmer Ter, Westminster, MD last sell?

428 Palmer Ter, Westminster, MD last sold on Oct 1, 2025 for $150,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 428 Palmer Ter, Westminster, MD?

428 Palmer Ter, Westminster, MD has 1.5 bathrooms, 1,208 square feet of living space and a 0.05-acre lot.

When was 428 Palmer Ter, Westminster, MD built?

428 Palmer Ter, Westminster, MD was built in 1990, making it 36 years old. It is a townhouse home. The building has 2 stories.

What schools serve 428 Palmer Ter, Westminster, MD?

428 Palmer Ter, Westminster, MD is assigned to Westminster Elementary School (elementary), rated B+; Westminster West Middle School (middle), rated A-; Westminster High School (high), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Palmer Ter, Westminster, MD compare to other homes in Westminster 21158?

Among the 7,105 homes in Westminster 21158, it is worth more than 16% of them ($315,400 against a typical $444,464), its price per square foot is higher than 60% of them ($261 against a typical $252), it is bigger than 21% of them (1,208 ft² against a typical 1,768 ft²), its lot is bigger than 6% of them (2,300 ft² against a typical 0.82 ac) and it is newer than 62% of them (1990 against a typical 1987). Measured against all of Carroll County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Palmer Ter, Westminster, MD?

The 2026 property tax bill for 428 Palmer Ter, Westminster, MD was $4,218. The county assessed it at $251,100.

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