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TownhouseResidential
$323,134$267 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $53,000 on Jun 24, 2025

431 PALMER TER

WESTMINSTER, MD 21158
1.5
Baths
1,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,887 ft²
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$323K
$301K low$345K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$53,000 · Jun 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,948 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$268,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$248,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westminster Elementary SchoolC-
Elementary · Grades PK–5 · 0.5 mi
M
Westminster West Middle SchoolB+
Middle · Grades 6–8 · 1.2 mi
H
Westminster High SchoolA-
High · Grades 9–12 · 2.9 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21158These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.21,498
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,468
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,145
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Palmer Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Carroll County
  • Smaller than 82% of homes in Carroll County
  • Has a smaller lot than 91% of homes in Carroll County

What homes are worth in Westminster 21158

Each bar is how many homes fall in that price range. The marker is this home.

This home
$248K$817K

This home is worth more than 16% of homes in Westminster 21158.

How it measures up in Westminster 21158

The dot is this home. The mark in the middle is the typical home in Westminster 21158.

Estimated value$323,134
CheaperTypical $453,895Pricier

Pricier than 16% of homes nearby

Price per ft²$267
CheaperTypical $256Pricier

Pricier than 61% of homes nearby

Living area1,208 ft²
SmallerTypical 1,759 ft²Bigger

Bigger than 21% of homes nearby

Lot size3,887 ft²
SmallerTypical 0.78 acBigger

Bigger than 10% of homes nearby

Year built1990
OlderTypical 1987Newer

Newer than 61% of homes nearby

How 431 Palmer Ter ranks against every home in each area.
MeasureThis homeWestminster 21158Carroll County
Estimated valuepricier than$323,13416% of homes14% of homes
Price per ft²pricier than$26761% of homes48% of homes
Living areabigger than1,208 ft²21% of homes18% of homes
Lot sizebigger than3,887 ft²10% of homes9% of homes
Year builtnewer than199061% of homes61% of homes

About 431 Palmer Ter

How much is 431 Palmer Ter, Westminster, MD worth?

The TopHap Estimate for 431 Palmer Ter, Westminster, MD is $323,134 as of Aug 30, 2026. The likely range is $301,130 to $345,138. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Palmer Ter, Westminster, MD last sell?

431 Palmer Ter, Westminster, MD last sold on Jun 24, 2025 for $53,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 431 Palmer Ter, Westminster, MD?

431 Palmer Ter, Westminster, MD has 1.5 bathrooms, 1,208 square feet of living space and a 0.09-acre lot.

When was 431 Palmer Ter, Westminster, MD built?

431 Palmer Ter, Westminster, MD was built in 1990, making it 36 years old. It is a townhouse home. The building has 2 stories.

What schools serve 431 Palmer Ter, Westminster, MD?

431 Palmer Ter, Westminster, MD is assigned to Westminster Elementary School (elementary), rated C-; Westminster West Middle School (middle), rated B+; Westminster High School (high), rated A-. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Palmer Ter, Westminster, MD compare to other homes in Westminster 21158?

Among the 7,111 homes in Westminster 21158, it is worth more than 16% of them ($323,134 against a typical $453,895), its price per square foot is higher than 61% of them ($267 against a typical $256), it is bigger than 21% of them (1,208 ft² against a typical 1,759 ft²), its lot is bigger than 10% of them (3,887 ft² against a typical 0.78 ac) and it is newer than 61% of them (1990 against a typical 1987). Measured against all of Carroll County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Palmer Ter, Westminster, MD?

The 2025 property tax bill for 431 Palmer Ter, Westminster, MD was $3,948. The county assessed it at $268,000.

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