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Single Family ResidenceResidential
$477,674$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $364,200 on Aug 27, 2020

428 SADDLE ORCH

CIBOLO, TX 78108
5
Beds
3.5
Baths
3,420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$478K
$460K low$496K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$364,200 · Aug 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,348 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$512,807 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,017
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$441,790
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$484,402
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$512,807

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGUADALUPE
Lot (acres)The size of the land the home sits on, from county records.0.36
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 220 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cibolo Valley Elementary SchoolC+
Elementary · Grades PK–4 · 1.0 mi
H
Steele High SchoolB+
High · Grades 9–12 · 1.7 mi
M
Dobie Junior High SchoolB
Middle · Grades 7–8 · 3.2 mi

District: Schertz-Cibolo-Universal City Independent School District

Neighborhood · ZIP 78108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,606 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,605
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,887
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Saddle Orch measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Guadalupe County
  • Costs less per square foot than 72% of homes in Guadalupe County
  • Bigger than 96% of homes in Cibolo 78108
  • Has a bigger lot than 94% of homes in Cibolo 78108
  • Newer than 79% of homes in Cibolo 78108

What homes are worth in Cibolo 78108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$611K

This home is worth more than 90% of homes in Cibolo 78108.

How it measures up in Cibolo 78108

The dot is this home. The mark in the middle is the typical home in Cibolo 78108.

Estimated value$477,674
CheaperTypical $339,535Pricier

Pricier than 90% of homes nearby

Price per ft²$140
CheaperTypical $145Pricier

Pricier than 41% of homes nearby

Living area3,420 ft²
SmallerTypical 2,396 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.36 ac
SmallerTypical 0.17 acBigger

Bigger than 94% of homes nearby

Year built2018
OlderTypical 2009Newer

Newer than 79% of homes nearby

How 428 Saddle Orch ranks against every home in each area.
MeasureThis homeCibolo 78108Guadalupe County
Estimated valuepricier than$477,67490% of homes91% of homes
Price per ft²pricier than$14041% of homes28% of homes
Living areabigger than3,420 ft²96% of homes96% of homes
Lot sizebigger than0.36 ac94% of homes77% of homes
Year builtnewer than201879% of homes76% of homes

About 428 Saddle Orch

How much is 428 Saddle Orch, Cibolo, TX worth?

The TopHap Estimate for 428 Saddle Orch, Cibolo, TX is $477,674 as of Sep 24, 2026. The likely range is $459,793 to $495,555. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Saddle Orch, Cibolo, TX last sell?

428 Saddle Orch, Cibolo, TX last sold on Aug 27, 2020 for $364,200, according to the county's recorded deed.

How big is 428 Saddle Orch, Cibolo, TX?

428 Saddle Orch, Cibolo, TX has 5 bedrooms, 3.5 bathrooms, 3,420 square feet of living space and a 0.36-acre lot.

When was 428 Saddle Orch, Cibolo, TX built?

428 Saddle Orch, Cibolo, TX was built in 2018, making it 8 years old. The building has 2 stories.

What schools serve 428 Saddle Orch, Cibolo, TX?

428 Saddle Orch, Cibolo, TX is assigned to Cibolo Valley Elementary School (elementary), rated C+; Steele High School (high), rated B+; Dobie Junior High School (middle), rated B. All sit in Schertz-Cibolo-Universal City Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Saddle Orch, Cibolo, TX compare to other homes in Cibolo 78108?

Among the 15,729 homes in Cibolo 78108, it is worth more than 90% of them ($477,674 against a typical $339,535), its price per square foot is higher than 41% of them ($140 against a typical $145), it is bigger than 96% of them (3,420 ft² against a typical 2,396 ft²), its lot is bigger than 94% of them (0.36 ac against a typical 0.17 ac) and it is newer than 79% of them (2018 against a typical 2009). Measured against all of Guadalupe County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Saddle Orch, Cibolo, TX?

The 2025 property tax bill for 428 Saddle Orch, Cibolo, TX was $9,348. The county assessed it at $512,807.

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