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Single Family ResidenceResidential
$576,843$355 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $450,000 on Mar 4, 2022

43 SECOND ST

FLAGTOWN, NJ 08821
0
Baths
1,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$577K
$549K low$604K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Mar 4, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$307,915
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$246,332
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,328
PEAPACK GLADSTONE BANK · E · recorded Mar 2, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,600
WELLS FARGO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,012 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$471,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$251,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$471,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hillsborough Township Middle SchoolA-
Middle · Grades 7–8 · 2.1 mi
H
Hillsborough High SchoolA-
High · Grades 9–12 · 2.2 mi
E
Woodfern Elementary SchoolA
Elementary · Grades KG–4 · 4.1 mi

District: Hillsborough Township School District

Neighborhood · ZIP 08821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.9
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.18
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,521
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$173,661
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

43 Second St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 71% of homes in Somerset County
  • Older than 92% of homes in Somerset County

What homes are worth in Somerset County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$394K$894K

This home is worth more than 38% of homes in Somerset County.

How it measures up in Somerset County

The dot is this home. The mark in the middle is the typical home in Somerset County.

Estimated value$576,843
CheaperTypical $670,987Pricier

Pricier than 38% of homes nearby

Price per ft²$355
CheaperTypical $351Pricier

Pricier than 53% of homes nearby

Living area1,624 ft²
SmallerTypical 1,917 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.13 ac
SmallerTypical 0.25 acBigger

Bigger than 29% of homes nearby

Year built1929
OlderTypical 1983Newer

Newer than 8% of homes nearby

How 43 Second St ranks against every home in each area.
MeasureThis homeSomerset County
Estimated valuepricier than$576,84338% of homes
Price per ft²pricier than$35553% of homes
Living areabigger than1,624 ft²37% of homes
Lot sizebigger than0.13 ac29% of homes
Year builtnewer than19298% of homes

About 43 Second St

How much is 43 Second St, Flagtown, NJ worth?

The TopHap Estimate for 43 Second St, Flagtown, NJ is $576,843 as of Jul 14, 2026. The likely range is $549,484 to $604,202. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 43 Second St, Flagtown, NJ last sell?

43 Second St, Flagtown, NJ last sold on Mar 4, 2022 for $450,000, according to the county's recorded deed.

How big is 43 Second St, Flagtown, NJ?

43 Second St, Flagtown, NJ has 1,624 square feet of living space and a 0.13-acre lot.

When was 43 Second St, Flagtown, NJ built?

43 Second St, Flagtown, NJ was built in 1929, making it 97 years old. It is a colonial home. The building has 2 stories.

What schools serve 43 Second St, Flagtown, NJ?

43 Second St, Flagtown, NJ is assigned to Hillsborough Township Middle School (middle), rated A-; Hillsborough High School (high), rated A-; Woodfern Elementary School (elementary), rated A. All sit in Hillsborough Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 43 Second St, Flagtown, NJ compare to other homes in Somerset County?

Among the 104,527 homes in Somerset County, it is worth more than 38% of them ($576,843 against a typical $670,987), its price per square foot is higher than 53% of them ($355 against a typical $351), it is bigger than 37% of them (1,624 ft² against a typical 1,917 ft²), its lot is bigger than 29% of them (0.13 ac against a typical 0.25 ac) and it is newer than 8% of them (1929 against a typical 1983). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 43 Second St, Flagtown, NJ?

The 2025 property tax bill for 43 Second St, Flagtown, NJ was $10,012. The county assessed it at $471,300.

Closest homes

More homes in Flagtown 08821

Assigned schools

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