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Single Family ResidenceResidential
$835,880$355 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

430 ROUTE 520

MARLBORO, NJ 07746
4
Beds
2.5
Baths
2,355 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$836K
$787K low$885K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$329,880
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$263,904
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$316,000
WELLS FARGO BANK · recorded Mar 30, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$190,000
KEARNY BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,214 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$391,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$135,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$255,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$391,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$391,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMONMOUTH
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 583 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Marlboro High SchoolB-
High · Grades 9–12 · 0.4 mi
M
Marlboro Middle SchoolB-
Middle · Grades 6–8 · 0.7 mi
E
Marlboro Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi

District: Freehold Regional School District

Neighborhood · ZIP 07746These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.4
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,505 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$176,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$220,395
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 Route 520 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Monmouth County
  • Has a bigger lot than 98% of homes in Marlboro 07746
  • Older than 73% of homes in Marlboro 07746

What homes are worth in Marlboro 07746

Each bar is how many homes fall in that price range. The marker is this home.

This home
$477K$1.8M

This home is worth more than 38% of homes in Marlboro 07746.

How it measures up in Marlboro 07746

The dot is this home. The mark in the middle is the typical home in Marlboro 07746.

Estimated value$835,880
CheaperTypical $890,333Pricier

Pricier than 38% of homes nearby

Price per ft²$355
CheaperTypical $353Pricier

Pricier than 52% of homes nearby

Living area2,355 ft²
SmallerTypical 2,566 ft²Bigger

Bigger than 39% of homes nearby

Lot size2.71 ac
SmallerTypical 0.46 acBigger

Bigger than 98% of homes nearby

Year built1980
OlderTypical 1985Newer

Newer than 27% of homes nearby

How 430 Route 520 ranks against every home in each area.
MeasureThis homeMarlboro 07746Monmouth County
Estimated valuepricier than$835,88038% of homes59% of homes
Price per ft²pricier than$35552% of homes36% of homes
Living areabigger than2,355 ft²39% of homes68% of homes
Lot sizebigger than2.71 ac98% of homes97% of homes
Year builtnewer than198027% of homes57% of homes

About 430 Route 520

How much is 430 Route 520, Marlboro, NJ worth?

The TopHap Estimate for 430 Route 520, Marlboro, NJ is $835,880 as of Jul 14, 2026. The likely range is $787,037 to $884,723. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 430 Route 520, Marlboro, NJ last sell?

430 Route 520, Marlboro, NJ last sold on Mar 8, 1988, according to the county's recorded deed.

How big is 430 Route 520, Marlboro, NJ?

430 Route 520, Marlboro, NJ has 4 bedrooms, 2.5 bathrooms and 2,355 square feet of living space.

When was 430 Route 520, Marlboro, NJ built?

430 Route 520, Marlboro, NJ was built in 1980, making it 46 years old. It is a colonial home. The building has 2 stories.

What schools serve 430 Route 520, Marlboro, NJ?

430 Route 520, Marlboro, NJ is assigned to Marlboro High School (high), rated B-; Marlboro Middle School (middle), rated B-; Marlboro Elementary School (elementary), rated B. All sit in Freehold Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 Route 520, Marlboro, NJ compare to other homes in Marlboro 07746?

Among the 6,504 homes in Marlboro 07746, it is worth more than 38% of them ($835,880 against a typical $890,333), its price per square foot is higher than 52% of them ($355 against a typical $353), it is bigger than 39% of them (2,355 ft² against a typical 2,566 ft²), its lot is bigger than 98% of them (2.71 ac against a typical 0.46 ac) and it is newer than 27% of them (1980 against a typical 1985). Measured against all of Monmouth County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 Route 520, Marlboro, NJ?

The 2025 property tax bill for 430 Route 520, Marlboro, NJ was $10,214. The county assessed it at $391,200.

Closest homes

More homes in Marlboro 07746

Assigned schools

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