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Single Family ResidenceResidential
$344,283$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $90,000 on Oct 21, 1996

4305 SPENCER ST

BALTIMORE, MD 21227
2 / 1
Baths
1,482 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$344K
$308K low$381K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Oct 21, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,302 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$285,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 234 ft²Patio · 320 ft²Porch · 320 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Relay Elementary SchoolB
Elementary · Grades PK–5 · 1.1 mi
M
Arbutus Middle SchoolC+
Middle · Grades 6–8 · 1.6 mi
H
Lansdowne High SchoolD-
High · Grades 9–12 · 1.7 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,316
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,537
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4305 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Halethorpe 21227
  • Bigger than 73% of homes in Halethorpe 21227
  • Has a bigger lot than 88% of homes in Halethorpe 21227
  • Older than 79% of homes in Baltimore County

What homes are worth in Halethorpe 21227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$544K

This home is worth more than 66% of homes in Halethorpe 21227.

How it measures up in Halethorpe 21227

The dot is this home. The mark in the middle is the typical home in Halethorpe 21227.

Estimated value$344,283
CheaperTypical $306,240Pricier

Pricier than 66% of homes nearby

Price per ft²$232
CheaperTypical $232Pricier

Pricier than 50% of homes nearby

Living area1,482 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.26 ac
SmallerTypical 0.13 acBigger

Bigger than 88% of homes nearby

Year built1951
OlderTypical 1955Newer

Newer than 32% of homes nearby

How 4305 Spencer St ranks against every home in each area.
MeasureThis homeHalethorpe 21227Baltimore County
Estimated valuepricier than$344,28366% of homes47% of homes
Price per ft²pricier than$23250% of homes51% of homes
Living areabigger than1,482 ft²73% of homes50% of homes
Lot sizebigger than0.26 ac88% of homes71% of homes
Year builtnewer than195132% of homes21% of homes

About 4305 Spencer St

How much is 4305 Spencer St, Baltimore, MD worth?

The TopHap Estimate for 4305 Spencer St, Baltimore, MD is $344,283 as of Sep 24, 2026. The likely range is $307,777 to $380,789. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4305 Spencer St, Baltimore, MD last sell?

4305 Spencer St, Baltimore, MD last sold on Oct 21, 1996 for $90,000, according to the county's recorded deed.

How big is 4305 Spencer St, Baltimore, MD?

4305 Spencer St, Baltimore, MD has 2 bathrooms, 1,482 square feet of living space and a 0.26-acre lot.

When was 4305 Spencer St, Baltimore, MD built?

4305 Spencer St, Baltimore, MD was built in 1951, making it 75 years old. It is a conventional home. The building has 2 stories.

What schools serve 4305 Spencer St, Baltimore, MD?

4305 Spencer St, Baltimore, MD is assigned to Relay Elementary School (elementary), rated B; Arbutus Middle School (middle), rated C+; Lansdowne High School (high), rated D-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4305 Spencer St, Baltimore, MD compare to other homes in Halethorpe 21227?

Among the 10,181 homes in Halethorpe 21227, it is worth more than 66% of them ($344,283 against a typical $306,240), its price per square foot is higher than 50% of them ($232 against a typical $232), it is bigger than 73% of them (1,482 ft² against a typical 1,248 ft²), its lot is bigger than 88% of them (0.26 ac against a typical 0.13 ac) and it is newer than 32% of them (1951 against a typical 1955). Measured against all of Baltimore County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4305 Spencer St, Baltimore, MD?

The 2025 property tax bill for 4305 Spencer St, Baltimore, MD was $3,302. The county assessed it at $247,200.

More homes on Spencer St

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Assigned schools

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