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Single Family ResidenceResidential
$426,362$344 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $415,000 on Nov 4, 2025

4312 SPENCER ST

BALTIMORE, MD 21227
2
Baths
1,238 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$426K
$396K low$457K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$415,000 · Nov 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,238 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$303,533 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$303,533
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Relay Elementary SchoolB
Elementary · Grades PK–5 · 1.1 mi
M
Arbutus Middle SchoolC+
Middle · Grades 6–8 · 1.5 mi
H
Lansdowne High SchoolD-
High · Grades 9–12 · 1.7 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,316
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,537
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4312 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Halethorpe 21227
  • Costs more per square foot than 94% of homes in Baltimore County
  • Smaller than 70% of homes in Baltimore County
  • Has a bigger lot than 93% of homes in Halethorpe 21227
  • Newer than 78% of homes in Halethorpe 21227

What homes are worth in Halethorpe 21227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$556K

This home is worth more than 87% of homes in Halethorpe 21227.

How it measures up in Halethorpe 21227

The dot is this home. The mark in the middle is the typical home in Halethorpe 21227.

Estimated value$426,362
CheaperTypical $314,353Pricier

Pricier than 87% of homes nearby

Price per ft²$344
CheaperTypical $237Pricier

Pricier than 93% of homes nearby

Living area1,238 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.33 ac
SmallerTypical 0.13 acBigger

Bigger than 93% of homes nearby

Year built1965
OlderTypical 1955Newer

Newer than 78% of homes nearby

How 4312 Spencer St ranks against every home in each area.
MeasureThis homeHalethorpe 21227Baltimore County
Estimated valuepricier than$426,36287% of homes65% of homes
Price per ft²pricier than$34493% of homes94% of homes
Living areabigger than1,238 ft²49% of homes30% of homes
Lot sizebigger than0.33 ac93% of homes77% of homes
Year builtnewer than196578% of homes52% of homes

About 4312 Spencer St

How much is 4312 Spencer St, Baltimore, MD worth?

The TopHap Estimate for 4312 Spencer St, Baltimore, MD is $426,362 as of Oct 21, 2026. The likely range is $395,627 to $457,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4312 Spencer St, Baltimore, MD last sell?

4312 Spencer St, Baltimore, MD last sold on Nov 4, 2025 for $415,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 4312 Spencer St, Baltimore, MD?

4312 Spencer St, Baltimore, MD has 2 bathrooms, 1,238 square feet of living space and a 0.33-acre lot.

When was 4312 Spencer St, Baltimore, MD built?

4312 Spencer St, Baltimore, MD was built in 1965, making it 61 years old. It is a conventional home. The building has 1 story.

What schools serve 4312 Spencer St, Baltimore, MD?

4312 Spencer St, Baltimore, MD is assigned to Relay Elementary School (elementary), rated B; Arbutus Middle School (middle), rated C+; Lansdowne High School (high), rated D-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4312 Spencer St, Baltimore, MD compare to other homes in Halethorpe 21227?

Among the 10,201 homes in Halethorpe 21227, it is worth more than 87% of them ($426,362 against a typical $314,353), its price per square foot is higher than 93% of them ($344 against a typical $237), it is bigger than 49% of them (1,238 ft² against a typical 1,248 ft²), its lot is bigger than 93% of them (0.33 ac against a typical 0.13 ac) and it is newer than 78% of them (1965 against a typical 1955). Measured against all of Baltimore County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4312 Spencer St, Baltimore, MD?

The 2025 property tax bill for 4312 Spencer St, Baltimore, MD was $5,238. The county assessed it at $303,533.

More homes on Spencer St

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