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Zero Lot Line (Residential)Residential
$138,157$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $43,100 on Sep 20, 1996

4309 SW 20TH LN

GAINESVILLE, FL 32607
2
Beds
2
Baths
1,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$138K
$126K low$151K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$43,100 · Sep 20, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
CAMPUS USA CU · recorded Nov 28, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,902 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,326 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,326
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,326
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,326

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Zero Lot Line (Residential)
CountyAlachua
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.03
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 90 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Littlewood Elementary SchoolB
Elementary · Grades KG–5 · 2.1 mi
M
Kanapaha Middle SchoolB+
Middle · Grades 6–8 · 2.6 mi
H
F. W. Buchholz High SchoolB
High · Grades 9–12 · 3.2 mi

District: Alachua County School District

Neighborhood · ZIP 32607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.38,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,435
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4309 Sw 20th Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Alachua County
  • Costs less per square foot than 95% of homes in Alachua County
  • Smaller than 75% of homes in Alachua County
  • Has a smaller lot than 91% of homes in Alachua County

What homes are worth in Gainesville 32607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$921K

This home is worth more than 11% of homes in Gainesville 32607.

How it measures up in Gainesville 32607

The dot is this home. The mark in the middle is the typical home in Gainesville 32607.

Estimated value$138,157
CheaperTypical $296,680Pricier

Pricier than 11% of homes nearby

Price per ft²$114
CheaperTypical $177Pricier

Pricier than 7% of homes nearby

Living area1,208 ft²
SmallerTypical 1,609 ft²Bigger

Bigger than 28% of homes nearby

Lot size1,307 ft²
SmallerTypical 0.24 acBigger

Bigger than 27% of homes nearby

Year built1985
OlderTypical 1984Newer

Newer than 59% of homes nearby

How 4309 Sw 20th Ln ranks against every home in each area.
MeasureThis homeGainesville 32607Alachua County
Estimated valuepricier than$138,15711% of homes7% of homes
Price per ft²pricier than$1147% of homes5% of homes
Living areabigger than1,208 ft²28% of homes25% of homes
Lot sizebigger than1,307 ft²27% of homes9% of homes
Year builtnewer than198559% of homes48% of homes

About 4309 Sw 20th Ln

How much is 4309 Sw 20th Ln, Gainesville, FL worth?

The TopHap Estimate for 4309 Sw 20th Ln, Gainesville, FL is $138,157 as of Jul 14, 2026. The likely range is $125,626 to $150,688. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4309 Sw 20th Ln, Gainesville, FL last sell?

4309 Sw 20th Ln, Gainesville, FL last sold on Sep 20, 1996 for $43,100, according to the county's recorded deed.

How big is 4309 Sw 20th Ln, Gainesville, FL?

4309 Sw 20th Ln, Gainesville, FL has 2 bedrooms, 2 bathrooms, 1,208 square feet of living space and a 0.03-acre lot.

When was 4309 Sw 20th Ln, Gainesville, FL built?

4309 Sw 20th Ln, Gainesville, FL was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 4309 Sw 20th Ln, Gainesville, FL?

4309 Sw 20th Ln, Gainesville, FL is assigned to Littlewood Elementary School (elementary), rated B; Kanapaha Middle School (middle), rated B+; F. W. Buchholz High School (high), rated B. All sit in Alachua County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4309 Sw 20th Ln, Gainesville, FL compare to other homes in Gainesville 32607?

Among the 7,705 homes in Gainesville 32607, it is worth more than 11% of them ($138,157 against a typical $296,680), its price per square foot is higher than 7% of them ($114 against a typical $177), it is bigger than 28% of them (1,208 ft² against a typical 1,609 ft²), its lot is bigger than 27% of them (1,307 ft² against a typical 0.24 ac) and it is newer than 59% of them (1985 against a typical 1984). Measured against all of Alachua County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4309 Sw 20th Ln, Gainesville, FL?

The 2024 property tax bill for 4309 Sw 20th Ln, Gainesville, FL was $2,902. The county assessed it at $157,326.

Closest homes

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Assigned schools

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