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Single Family ResidenceResidential
$685,481$238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

431 BISCAY RD

DAMARISCOTTA, ME 04543
0
Baths
2,880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$685K
$552K low$819K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$562,094
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$449,675
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$89,000
CAMDEN NATIONAL BANK · recorded Jul 15, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,387
DAMRISCOTTA BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,748 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$416,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$359,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.4.80
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Great Salt Bay Community SchoolA-
Elementary · Grades PK–8 · 1.9 mi

District: Great Salt Bay Community School District

Neighborhood · ZIP 04543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,712
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Biscay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Damariscotta 04543
  • Costs less per square foot than 72% of homes in Lincoln County
  • Bigger than 93% of homes in Lincoln County
  • Has a bigger lot than 88% of homes in Damariscotta 04543

What homes are worth in Damariscotta 04543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$1.2M

This home is worth more than 85% of homes in Damariscotta 04543.

How it measures up in Damariscotta 04543

The dot is this home. The mark in the middle is the typical home in Damariscotta 04543.

Estimated value$685,481
CheaperTypical $425,527Pricier

Pricier than 85% of homes nearby

Price per ft²$238
CheaperTypical $275Pricier

Pricier than 32% of homes nearby

Living area2,880 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 90% of homes nearby

Lot size4.8 ac
SmallerTypical 1.57 acBigger

Bigger than 88% of homes nearby

Year built1977
OlderTypical 1978Newer

Newer than 50% of homes nearby

How 431 Biscay Rd ranks against every home in each area.
MeasureThis homeDamariscotta 04543Lincoln County
Estimated valuepricier than$685,48185% of homes83% of homes
Price per ft²pricier than$23832% of homes28% of homes
Living areabigger than2,880 ft²90% of homes93% of homes
Lot sizebigger than4.8 ac88% of homes75% of homes
Year builtnewer than197750% of homes47% of homes

About 431 Biscay Rd

How much is 431 Biscay Rd, Damariscotta, ME worth?

The TopHap Estimate for 431 Biscay Rd, Damariscotta, ME is $685,481 as of Jul 14, 2026. The likely range is $552,189 to $818,773. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Biscay Rd, Damariscotta, ME last sell?

431 Biscay Rd, Damariscotta, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 431 Biscay Rd, Damariscotta, ME?

431 Biscay Rd, Damariscotta, ME has 2,880 square feet of living space and a 4.80-acre lot.

When was 431 Biscay Rd, Damariscotta, ME built?

431 Biscay Rd, Damariscotta, ME was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 431 Biscay Rd, Damariscotta, ME?

431 Biscay Rd, Damariscotta, ME is assigned to Great Salt Bay Community School (elementary), rated A-. All sit in Great Salt Bay Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Biscay Rd, Damariscotta, ME compare to other homes in Damariscotta 04543?

Among the 1,076 homes in Damariscotta 04543, it is worth more than 85% of them ($685,481 against a typical $425,527), its price per square foot is higher than 32% of them ($238 against a typical $275), it is bigger than 90% of them (2,880 ft² against a typical 1,670 ft²), its lot is bigger than 88% of them (4.8 ac against a typical 1.57 ac) and it is newer than 50% of them (1977 against a typical 1978). Measured against all of Lincoln County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Biscay Rd, Damariscotta, ME?

The 2025 property tax bill for 431 Biscay Rd, Damariscotta, ME was $8,748. The county assessed it at $416,000.

Closest homes

More homes in Damariscotta 04543

Assigned schools

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