Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$551,303$337 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $107,000 on May 18, 1998

431 N ROCK ST

GILBERT, AZ 85234
3
Baths
1,635 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$551K
$538K low$565K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$107,000 · May 18, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$243,303
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$194,642
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$138,000
CHURCHILL MTG · recorded Nov 30, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,000
QRL FINANCIAL SERVICES

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,530 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,360 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$413,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMaricopa
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Refrigerator
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 198 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Patterson Elementary SchoolA
Elementary · Grades PK–6 · 0.4 mi
H
Gilbert High SchoolB
High · Grades 9–12 · 0.8 mi
M
Mesquite Junior High SchoolC
Middle · Grades 7–8 · 2.1 mi

District: Gilbert Unified District

Neighborhood · ZIP 85234These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.56,351
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,531 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,515
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,124
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.9 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.86%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 N Rock St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Maricopa County
  • Smaller than 71% of homes in Gilbert 85234
  • Older than 79% of homes in Gilbert 85234

What homes are worth in Gilbert 85234

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$1.6M

This home is worth more than 41% of homes in Gilbert 85234.

How it measures up in Gilbert 85234

The dot is this home. The mark in the middle is the typical home in Gilbert 85234.

Estimated value$551,303
CheaperTypical $582,425Pricier

Pricier than 41% of homes nearby

Price per ft²$337
CheaperTypical $300Pricier

Pricier than 77% of homes nearby

Living area1,635 ft²
SmallerTypical 2,050 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.16 ac
SmallerTypical 0.16 acBigger

Bigger than 42% of homes nearby

Year built1987
OlderTypical 1994Newer

Newer than 21% of homes nearby

How 431 N Rock St ranks against every home in each area.
MeasureThis homeGilbert 85234Maricopa County
Estimated valuepricier than$551,30341% of homes64% of homes
Price per ft²pricier than$33777% of homes80% of homes
Living areabigger than1,635 ft²29% of homes40% of homes
Lot sizebigger than0.16 ac42% of homes44% of homes
Year builtnewer than198721% of homes40% of homes

About 431 N Rock St

How much is 431 N Rock St, Gilbert, AZ worth?

The TopHap Estimate for 431 N Rock St, Gilbert, AZ is $551,303 as of Jul 14, 2026. The likely range is $538,094 to $564,512. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 N Rock St, Gilbert, AZ last sell?

431 N Rock St, Gilbert, AZ last sold on May 18, 1998 for $107,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 431 N Rock St, Gilbert, AZ?

431 N Rock St, Gilbert, AZ has 3 bathrooms, 1,635 square feet of living space and a 0.16-acre lot.

When was 431 N Rock St, Gilbert, AZ built?

431 N Rock St, Gilbert, AZ was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 431 N Rock St, Gilbert, AZ?

431 N Rock St, Gilbert, AZ is assigned to Patterson Elementary School (elementary), rated A; Gilbert High School (high), rated B; Mesquite Junior High School (middle), rated C. All sit in Gilbert Unified District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 N Rock St, Gilbert, AZ compare to other homes in Gilbert 85234?

Among the 15,941 homes in Gilbert 85234, it is worth more than 41% of them ($551,303 against a typical $582,425), its price per square foot is higher than 77% of them ($337 against a typical $300), it is bigger than 29% of them (1,635 ft² against a typical 2,050 ft²), its lot is bigger than 42% of them (0.16 ac against a typical 0.16 ac) and it is newer than 21% of them (1987 against a typical 1994). Measured against all of Maricopa County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 N Rock St, Gilbert, AZ?

The 2025 property tax bill for 431 N Rock St, Gilbert, AZ was $1,530. The county assessed it at $41,360.

Closest homes

More homes in Gilbert 85234

Assigned schools

Explore the area

See this home in context

Open 431 N Rock St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map