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Rural ResidenceResidential
$322,626$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

431 RIVER RD

HAMILTON, NY 13346
3
Beds
2 / 1
Baths
2,005 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
146.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1815
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$323K
$225K low$421K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$322,626
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$258,101

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,339 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$232,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$543,478

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.170 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.146.11
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 389 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sherburne-Earlville Senior High SchoolC+
High · Grades 9–12 · 5.0 mi
M
Sherburne-Earlville Middle SchoolC+
Middle · Grades 6–8 · 5.0 mi
E
Sherburne-Earlville Elementary SchoolC+
Elementary · Grades PK–5 · 5.2 mi

District: Sherburne-Earlville Central School District

Neighborhood · ZIP 13346These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,944
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.158 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,211
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,641
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Madison County
  • Bigger than 73% of homes in Madison County
  • Among the largest lots in Hamilton 13346
  • Among the oldest homes in Madison County

What homes are worth in Hamilton 13346

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$702K

This home is worth more than 58% of homes in Hamilton 13346.

How it measures up in Hamilton 13346

The dot is this home. The mark in the middle is the typical home in Hamilton 13346.

Estimated value$322,626
CheaperTypical $288,379Pricier

Pricier than 58% of homes nearby

Price per ft²$161
CheaperTypical $164Pricier

Pricier than 48% of homes nearby

Living area2,005 ft²
SmallerTypical 1,752 ft²Bigger

Bigger than 63% of homes nearby

Lot size146.11 ac
SmallerTypical 0.79 acBigger

Bigger than almost all homes nearby

Year built1815
OlderTypical 1957Newer

Newer than 2% of homes nearby

How 431 River Rd ranks against every home in each area.
MeasureThis homeHamilton 13346Madison County
Estimated valuepricier than$322,62658% of homes74% of homes
Price per ft²pricier than$16148% of homes59% of homes
Living areabigger than2,005 ft²63% of homes73% of homes
Lot sizebigger than146.11 acalmost all homesalmost all homes
Year builtnewer than18152% of homesalmost no homes

About 431 River Rd

How much is 431 River Rd, Hamilton, NY worth?

The TopHap Estimate for 431 River Rd, Hamilton, NY is $322,626 as of Jul 14, 2026. The likely range is $224,744 to $420,508. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 River Rd, Hamilton, NY last sell?

431 River Rd, Hamilton, NY last sold on Apr 1, 2025, according to the county's recorded deed.

How big is 431 River Rd, Hamilton, NY?

431 River Rd, Hamilton, NY has 3 bedrooms, 2 bathrooms, 2,005 square feet of living space and a 146.11-acre lot.

When was 431 River Rd, Hamilton, NY built?

431 River Rd, Hamilton, NY was built in 1815, making it 211 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 431 River Rd, Hamilton, NY?

431 River Rd, Hamilton, NY is assigned to Sherburne-Earlville Senior High School (high), rated C+; Sherburne-Earlville Middle School (middle), rated C+; Sherburne-Earlville Elementary School (elementary), rated C+. All sit in Sherburne-Earlville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 River Rd, Hamilton, NY compare to other homes in Hamilton 13346?

Among the 2,054 homes in Hamilton 13346, it is worth more than 58% of them ($322,626 against a typical $288,379), its price per square foot is higher than 48% of them ($161 against a typical $164), it is bigger than 63% of them (2,005 ft² against a typical 1,752 ft²), its lot is bigger than almost all of them (146.11 ac against a typical 0.79 ac) and it is newer than 2% of them (1815 against a typical 1957). Measured against all of Madison County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 River Rd, Hamilton, NY?

The 2024 property tax bill for 431 River Rd, Hamilton, NY was $3,339. The county assessed it at $375,000.

Closest homes

More homes in Hamilton 13346

Assigned schools

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