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Duplex (2 Units, Any Combination)Residential
Last sold for $50,000 on Apr 28, 2026

431 S JAY ST

ROME, NY 13440
4
Beds
2
Baths
1,932 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1889
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Apr 28, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,412

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyONEIDA
Lot (acres)The size of the land the home sits on, from county records.2.33
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gansevoort Elementary SchoolD+
Elementary · Grades KG–6 · 0.8 mi
M
Lyndon H Strough Middle SchoolD
Middle · Grades 7–8 · 1.5 mi
H
Rome Free AcademyC
High · Grades 9–12 · 2.9 mi

District: Rome City School District

Neighborhood · ZIP 13440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,469
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.343 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,244
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,505
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 S Jay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 72% of homes in Rome 13440
  • Has a bigger lot than 89% of homes in Rome 13440
  • Older than 92% of homes in Rome 13440

How it measures up in Rome 13440

The dot is this home. The mark in the middle is the typical home in Rome 13440.

Living area1,932 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 72% of homes nearby

Lot size2.33 ac
SmallerTypical 0.29 acBigger

Bigger than 89% of homes nearby

Year built1889
OlderTypical 1950Newer

Newer than 8% of homes nearby

How 431 S Jay St ranks against every home in each area.
MeasureThis homeRome 13440Oneida County
Living areabigger than1,932 ft²72% of homes69% of homes
Lot sizebigger than2.33 ac89% of homes83% of homes
Year builtnewer than18898% of homes8% of homes

About 431 S Jay St

When did 431 S Jay St, Rome, NY last sell?

431 S Jay St, Rome, NY last sold on Apr 28, 2026 for $50,000, according to the county's recorded deed.

How big is 431 S Jay St, Rome, NY?

431 S Jay St, Rome, NY has 4 bedrooms, 2 bathrooms, 1,932 square feet of living space and a 2.33-acre lot.

When was 431 S Jay St, Rome, NY built?

431 S Jay St, Rome, NY was built in 1889, making it 137 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 431 S Jay St, Rome, NY?

431 S Jay St, Rome, NY is assigned to Gansevoort Elementary School (elementary), rated D+; Lyndon H Strough Middle School (middle), rated D; Rome Free Academy (high), rated C. All sit in Rome City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 S Jay St, Rome, NY compare to other homes in Rome 13440?

Among the 13,583 homes in Rome 13440, it is bigger than 72% of them (1,932 ft² against a typical 1,516 ft²), its lot is bigger than 89% of them (2.33 ac against a typical 0.29 ac) and it is newer than 8% of them (1889 against a typical 1950). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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