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Single Family ResidenceResidential
$175,605$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

520 S JAY ST

ROME, NY 13440
3
Beds
2 / 1
Baths
2,038 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$176K
$165K low$186K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$175,605
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,484

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,411 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,430

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.0.72
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gansevoort Elementary SchoolD+
Elementary · Grades KG–6 · 1.0 mi
M
Lyndon H Strough Middle SchoolD
Middle · Grades 7–8 · 1.7 mi
H
Rome Free AcademyC
High · Grades 9–12 · 3.2 mi

District: Rome City School District

Neighborhood · ZIP 13440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,469
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.343 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,244
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,505
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 S Jay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Oneida County
  • Costs less per square foot than 90% of homes in Oneida County
  • Bigger than 77% of homes in Rome 13440
  • Has a bigger lot than 73% of homes in Rome 13440
  • Newer than 83% of homes in Rome 13440

What homes are worth in Rome 13440

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$437K

This home is worth more than 37% of homes in Rome 13440.

How it measures up in Rome 13440

The dot is this home. The mark in the middle is the typical home in Rome 13440.

Estimated value$175,605
CheaperTypical $199,057Pricier

Pricier than 37% of homes nearby

Price per ft²$86
CheaperTypical $143Pricier

Pricier than 14% of homes nearby

Living area2,038 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.72 ac
SmallerTypical 0.29 acBigger

Bigger than 73% of homes nearby

Year built1974
OlderTypical 1950Newer

Newer than 83% of homes nearby

How 520 S Jay St ranks against every home in each area.
MeasureThis homeRome 13440Oneida County
Estimated valuepricier than$175,60537% of homes27% of homes
Price per ft²pricier than$8614% of homes10% of homes
Living areabigger than2,038 ft²77% of homes73% of homes
Lot sizebigger than0.72 ac73% of homes67% of homes
Year builtnewer than197483% of homes77% of homes

About 520 S Jay St

How much is 520 S Jay St, Rome, NY worth?

The TopHap Estimate for 520 S Jay St, Rome, NY is $175,605 as of Jul 14, 2026. The likely range is $164,997 to $186,213. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 S Jay St, Rome, NY last sell?

520 S Jay St, Rome, NY last sold on May 27, 2025, according to the county's recorded deed.

How big is 520 S Jay St, Rome, NY?

520 S Jay St, Rome, NY has 3 bedrooms, 2 bathrooms, 2,038 square feet of living space and a 0.72-acre lot.

When was 520 S Jay St, Rome, NY built?

520 S Jay St, Rome, NY was built in 1974, making it 52 years old. It is a raised ranch home. The building has 1 story.

What schools serve 520 S Jay St, Rome, NY?

520 S Jay St, Rome, NY is assigned to Gansevoort Elementary School (elementary), rated D+; Lyndon H Strough Middle School (middle), rated D; Rome Free Academy (high), rated C. All sit in Rome City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 S Jay St, Rome, NY compare to other homes in Rome 13440?

Among the 13,585 homes in Rome 13440, it is worth more than 37% of them ($175,605 against a typical $199,057), its price per square foot is higher than 14% of them ($86 against a typical $143), it is bigger than 77% of them (2,038 ft² against a typical 1,524 ft²), its lot is bigger than 73% of them (0.72 ac against a typical 0.29 ac) and it is newer than 83% of them (1974 against a typical 1950). Measured against all of Oneida County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 S Jay St, Rome, NY?

The 2024 property tax bill for 520 S Jay St, Rome, NY was $2,411. The county assessed it at $80,500.

Closest homes

More homes in Rome 13440

Assigned schools

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