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Single Family ResidenceResidential
$182,774$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $49,000 on Mar 9, 2015

431 S MAIN ST

OSCEOLA, NE 68651
3
Beds
1
Baths
1,438 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$183K
$153K low$213K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$49,000 · Mar 9, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$704 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,870
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,965
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.0.54
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 33 ft²Patio · 33 ft²Porch · 36 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Osceola Elementary SchoolD+
Elementary · Grades PK–5 · 0.1 mi
H
Osceola High SchoolD+
High · Grades 9–12 · 0.1 mi
M
Osceola Middle SchoolD+
Middle · Grades 6–8 · 0.1 mi

District: Osceola Public Schools

Neighborhood · ZIP 68651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,575
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,256
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Osceola 68651
  • Costs less per square foot than 65% of homes in Osceola 68651
  • Older than 93% of homes in Polk County

What homes are worth in Osceola 68651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$450K

This home is worth more than 33% of homes in Osceola 68651.

How it measures up in Osceola 68651

The dot is this home. The mark in the middle is the typical home in Osceola 68651.

Estimated value$182,774
CheaperTypical $211,199Pricier

Pricier than 33% of homes nearby

Price per ft²$127
CheaperTypical $137Pricier

Pricier than 35% of homes nearby

Living area1,438 ft²
SmallerTypical 1,594 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.54 ac
SmallerTypical 0.5 acBigger

Bigger than 54% of homes nearby

Year built1900
OlderTypical 1928Newer

Newer than 12% of homes nearby

How 431 S Main St ranks against every home in each area.
MeasureThis homeOsceola 68651Polk County
Estimated valuepricier than$182,77433% of homes55% of homes
Price per ft²pricier than$12735% of homes58% of homes
Living areabigger than1,438 ft²38% of homes43% of homes
Lot sizebigger than0.54 ac54% of homes52% of homes
Year builtnewer than190012% of homes7% of homes

About 431 S Main St

How much is 431 S Main St, Osceola, NE worth?

The TopHap Estimate for 431 S Main St, Osceola, NE is $182,774 as of Sep 24, 2026. The likely range is $152,840 to $212,708. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 S Main St, Osceola, NE last sell?

431 S Main St, Osceola, NE last sold on Mar 9, 2015 for $49,000, according to the county's recorded deed.

How big is 431 S Main St, Osceola, NE?

431 S Main St, Osceola, NE has 3 bedrooms, 1 bathrooms, 1,438 square feet of living space and a 0.54-acre lot.

When was 431 S Main St, Osceola, NE built?

431 S Main St, Osceola, NE was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 431 S Main St, Osceola, NE?

431 S Main St, Osceola, NE is assigned to Osceola Elementary School (elementary), rated D+; Osceola High School (high), rated D+; Osceola Middle School (middle), rated D+. All sit in Osceola Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 S Main St, Osceola, NE compare to other homes in Osceola 68651?

Among the 616 homes in Osceola 68651, it is worth more than 33% of them ($182,774 against a typical $211,199), its price per square foot is higher than 35% of them ($127 against a typical $137), it is bigger than 38% of them (1,438 ft² against a typical 1,594 ft²), its lot is bigger than 54% of them (0.54 ac against a typical 0.5 ac) and it is newer than 12% of them (1900 against a typical 1928). Measured against all of Polk County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 S Main St, Osceola, NE?

The 2025 property tax bill for 431 S Main St, Osceola, NE was $704. The county assessed it at $51,900.

More homes on S Main St

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Assigned schools

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