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Residential (General/Single)Residential
$1,666,162$563 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

431 SUMMIT ST

ENGLEWOOD CLIFFS, NJ 07632
0
Baths
2,961 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.7M
$1.5M low$1.9M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,224 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,049,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$688,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$361,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,049,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,049,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.22
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Upper SchoolA+
Middle · Grades 3–8 · 0.3 mi
E
North Cliff School
Elementary · Grades PK–2 · 1.2 mi
H
Dwight Morrow High SchoolD
High · Grades 9–12 · 2.4 mi

District: Englewood Cliffs Public Schools

Neighborhood · ZIP 07632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,322 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$200,080
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$261,923
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Bergen County
  • Costs more per square foot than 88% of homes in Bergen County
  • Bigger than 85% of homes in Bergen County
  • Newer than 70% of homes in Bergen County

What homes are worth in Englewood Cliffs 07632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$1M$4.4M

This home is worth more than 43% of homes in Englewood Cliffs 07632.

How it measures up in Englewood Cliffs 07632

The dot is this home. The mark in the middle is the typical home in Englewood Cliffs 07632.

Estimated value$1,666,162
CheaperTypical $1,759,712Pricier

Pricier than 43% of homes nearby

Price per ft²$563
CheaperTypical $559Pricier

Pricier than 51% of homes nearby

Living area2,961 ft²
SmallerTypical 3,264 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.22 ac
SmallerTypical 0.23 acBigger

Bigger than 45% of homes nearby

Year built1967
OlderTypical 1972Newer

Newer than 46% of homes nearby

How 431 Summit St ranks against every home in each area.
MeasureThis homeEnglewood Cliffs 07632Bergen County
Estimated valuepricier than$1,666,16243% of homes93% of homes
Price per ft²pricier than$56351% of homes88% of homes
Living areabigger than2,961 ft²38% of homes85% of homes
Lot sizebigger than0.22 ac45% of homes64% of homes
Year builtnewer than196746% of homes70% of homes

About 431 Summit St

How much is 431 Summit St, Englewood Cliffs, NJ worth?

The TopHap Estimate for 431 Summit St, Englewood Cliffs, NJ is $1,666,162 as of Jul 14, 2026. The likely range is $1,476,668 to $1,855,656. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Summit St, Englewood Cliffs, NJ last sell?

431 Summit St, Englewood Cliffs, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 431 Summit St, Englewood Cliffs, NJ?

431 Summit St, Englewood Cliffs, NJ has 2,961 square feet of living space and a 0.22-acre lot.

When was 431 Summit St, Englewood Cliffs, NJ built?

431 Summit St, Englewood Cliffs, NJ was built in 1967, making it 59 years old.

What schools serve 431 Summit St, Englewood Cliffs, NJ?

431 Summit St, Englewood Cliffs, NJ is assigned to Upper School (middle), rated A+; North Cliff School (elementary); Dwight Morrow High School (high), rated D. All sit in Englewood Cliffs Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Summit St, Englewood Cliffs, NJ compare to other homes in Englewood Cliffs 07632?

Among the 1,928 homes in Englewood Cliffs 07632, it is worth more than 43% of them ($1,666,162 against a typical $1,759,712), its price per square foot is higher than 51% of them ($563 against a typical $559), it is bigger than 38% of them (2,961 ft² against a typical 3,264 ft²), its lot is bigger than 45% of them (0.22 ac against a typical 0.23 ac) and it is newer than 46% of them (1967 against a typical 1972). Measured against all of Bergen County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Summit St, Englewood Cliffs, NJ?

The 2025 property tax bill for 431 Summit St, Englewood Cliffs, NJ was $12,224. The county assessed it at $1,049,300.

More homes on Summit St

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