Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$236,675$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

431 VALLEY DR

OLIVER SPRINGS, TN 37840
2 / 1
Baths
2,286 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$237K
$137K low$336K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,475
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$258,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnderson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Patio · 324 ft²Porch · 184 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norwood Elementary SchoolC+
Elementary · Grades PK–5 · 1.1 mi
M
Norwood Middle SchoolB-
Middle · Grades 6–8 · 1.2 mi
H
Clinton High SchoolB
High · Grades 9–12 · 10.1 mi

District: Anderson County School District

Neighborhood · ZIP 37840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,372
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,972
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,262
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Anderson County
  • Costs less per square foot than 95% of homes in Anderson County
  • Bigger than 91% of homes in Oliver Springs 37840
  • Has a bigger lot than 76% of homes in Anderson County
  • Older than 65% of homes in Oliver Springs 37840

What homes are worth in Oliver Springs 37840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$566K

This home is worth more than 55% of homes in Oliver Springs 37840.

How it measures up in Oliver Springs 37840

The dot is this home. The mark in the middle is the typical home in Oliver Springs 37840.

Estimated value$236,675
CheaperTypical $220,277Pricier

Pricier than 55% of homes nearby

Price per ft²$104
CheaperTypical $163Pricier

Pricier than 14% of homes nearby

Living area2,286 ft²
SmallerTypical 1,323 ft²Bigger

Bigger than 91% of homes nearby

Lot size1.3 ac
SmallerTypical 1 acBigger

Bigger than 62% of homes nearby

Year built1970
OlderTypical 1979Newer

Newer than 35% of homes nearby

How 431 Valley Dr ranks against every home in each area.
MeasureThis homeOliver Springs 37840Anderson County
Estimated valuepricier than$236,67555% of homes31% of homes
Price per ft²pricier than$10414% of homes5% of homes
Living areabigger than2,286 ft²91% of homes84% of homes
Lot sizebigger than1.3 ac62% of homes76% of homes
Year builtnewer than197035% of homes45% of homes

About 431 Valley Dr

How much is 431 Valley Dr, Oliver Springs, TN worth?

The TopHap Estimate for 431 Valley Dr, Oliver Springs, TN is $236,675 as of Aug 30, 2026. The likely range is $137,187 to $336,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Valley Dr, Oliver Springs, TN last sell?

431 Valley Dr, Oliver Springs, TN last sold on Feb 3, 2012, according to the county's recorded deed.

How big is 431 Valley Dr, Oliver Springs, TN?

431 Valley Dr, Oliver Springs, TN has 2 bathrooms and 2,286 square feet of living space.

When was 431 Valley Dr, Oliver Springs, TN built?

431 Valley Dr, Oliver Springs, TN was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 431 Valley Dr, Oliver Springs, TN?

431 Valley Dr, Oliver Springs, TN is assigned to Norwood Elementary School (elementary), rated C+; Norwood Middle School (middle), rated B-; Clinton High School (high), rated B. All sit in Anderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Valley Dr, Oliver Springs, TN compare to other homes in Oliver Springs 37840?

Among the 4,242 homes in Oliver Springs 37840, it is worth more than 55% of them ($236,675 against a typical $220,277), its price per square foot is higher than 14% of them ($104 against a typical $163), it is bigger than 91% of them (2,286 ft² against a typical 1,323 ft²), its lot is bigger than 62% of them (1.3 ac against a typical 1 ac) and it is newer than 35% of them (1970 against a typical 1979). Measured against all of Anderson County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Valley Dr

Closest homes

More homes in Oliver Springs 37840

Assigned schools

Explore the area

See this home in context

Open 431 Valley Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map