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Residential (General/Single)Residential
$106,265
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $100,000 on Jul 11, 2025

431 VALLEY DR

OLIVER SPRINGS, TN 37840
0
Baths
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$106K
$84K low$129K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Jul 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$218 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyANDERSON
Lot (acres)The size of the land the home sits on, from county records.1.00
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norwood Elementary SchoolC+
Elementary · Grades PK–5 · 1.1 mi
M
Norwood Middle SchoolB-
Middle · Grades 6–8 · 1.2 mi
H
Clinton High SchoolB
High · Grades 9–12 · 10.1 mi

District: Anderson County School District

Neighborhood · ZIP 37840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,372
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,972
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,262
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Anderson County
  • Has a bigger lot than 71% of homes in Anderson County

What homes are worth in Oliver Springs 37840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$566K

This home is worth more than 12% of homes in Oliver Springs 37840.

How it measures up in Oliver Springs 37840

The dot is this home. The mark in the middle is the typical home in Oliver Springs 37840.

Estimated value$106,265
CheaperTypical $220,277Pricier

Pricier than 12% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 55% of homes nearby

How 431 Valley Dr ranks against every home in each area.
MeasureThis homeOliver Springs 37840Anderson County
Estimated valuepricier than$106,26512% of homes4% of homes
Lot sizebigger than1 ac55% of homes71% of homes

About 431 Valley Dr

How much is 431 Valley Dr, Oliver Springs, TN worth?

The TopHap Estimate for 431 Valley Dr, Oliver Springs, TN is $106,265 as of Aug 30, 2026. The likely range is $83,656 to $128,874. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Valley Dr, Oliver Springs, TN last sell?

431 Valley Dr, Oliver Springs, TN last sold on Jul 11, 2025 for $100,000, according to the county's recorded deed.

What schools serve 431 Valley Dr, Oliver Springs, TN?

431 Valley Dr, Oliver Springs, TN is assigned to Norwood Elementary School (elementary), rated C+; Norwood Middle School (middle), rated B-; Clinton High School (high), rated B. All sit in Anderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Valley Dr, Oliver Springs, TN compare to other homes in Oliver Springs 37840?

Among the 4,242 homes in Oliver Springs 37840, it is worth more than 12% of them ($106,265 against a typical $220,277) and its lot is bigger than 55% of them (1 ac against a typical 1 ac). Measured against all of Anderson County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Valley Dr, Oliver Springs, TN?

The 2023 property tax bill for 431 Valley Dr, Oliver Springs, TN was $218. The county assessed it at $12,950.

More homes on Valley Dr

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Assigned schools

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