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Single Family ResidenceResidential
$335,498$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

432 RACHAELS WAY

PRINCE FREDERICK, MD 20678
2
Baths
1,956 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$335K
$300K low$371K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$253,048
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,438
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$82,450
ANDREWS FCU · recorded Jan 25, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,954 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$277,633 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$258,767
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$296,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calvert Elementary SchoolC
Elementary · Grades PK–5 · 1.4 mi
H
Calvert High SchoolB
High · Grades 9–12 · 1.5 mi
M
Calvert Middle SchoolB
Middle · Grades 6–8 · 1.8 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.250 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,770
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,407
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Rachaels Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Prince Frederick 20678
  • Among the lowest price per square foot in Prince Frederick 20678
  • Has a smaller lot than 79% of homes in Prince Frederick 20678

What homes are worth in Prince Frederick 20678

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$919K

This home is worth more than 15% of homes in Prince Frederick 20678.

How it measures up in Prince Frederick 20678

The dot is this home. The mark in the middle is the typical home in Prince Frederick 20678.

Estimated value$335,498
CheaperTypical $466,413Pricier

Pricier than 15% of homes nearby

Price per ft²$172
CheaperTypical $257Pricier

Cheaper than almost all homes nearby

Living area1,956 ft²
SmallerTypical 1,822 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.26 ac
SmallerTypical 1 acBigger

Bigger than 21% of homes nearby

Year built1994
OlderTypical 1994Newer

Newer than 52% of homes nearby

How 432 Rachaels Way ranks against every home in each area.
MeasureThis homePrince Frederick 20678Calvert County
Estimated valuepricier than$335,49815% of homes18% of homes
Price per ft²pricier than$172almost no homesalmost no homes
Living areabigger than1,956 ft²56% of homes59% of homes
Lot sizebigger than0.26 ac21% of homes25% of homes
Year builtnewer than199452% of homes60% of homes

About 432 Rachaels Way

How much is 432 Rachaels Way, Prince Frederick, MD worth?

The TopHap Estimate for 432 Rachaels Way, Prince Frederick, MD is $335,498 as of Jul 14, 2026. The likely range is $299,948 to $371,048. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Rachaels Way, Prince Frederick, MD last sell?

432 Rachaels Way, Prince Frederick, MD last sold on Sep 16, 2005, according to the county's recorded deed.

How big is 432 Rachaels Way, Prince Frederick, MD?

432 Rachaels Way, Prince Frederick, MD has 2 bathrooms, 1,956 square feet of living space and a 0.26-acre lot.

When was 432 Rachaels Way, Prince Frederick, MD built?

432 Rachaels Way, Prince Frederick, MD was built in 1994, making it 32 years old. It is a split level home. The building has 2 stories.

What schools serve 432 Rachaels Way, Prince Frederick, MD?

432 Rachaels Way, Prince Frederick, MD is assigned to Calvert Elementary School (elementary), rated C; Calvert High School (high), rated B; Calvert Middle School (middle), rated B. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Rachaels Way, Prince Frederick, MD compare to other homes in Prince Frederick 20678?

Among the 4,223 homes in Prince Frederick 20678, it is worth more than 15% of them ($335,498 against a typical $466,413), its price per square foot is higher than almost none of them ($172 against a typical $257), it is bigger than 56% of them (1,956 ft² against a typical 1,822 ft²), its lot is bigger than 21% of them (0.26 ac against a typical 1 ac) and it is newer than 52% of them (1994 against a typical 1994). Measured against all of Calvert County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Rachaels Way, Prince Frederick, MD?

The 2025 property tax bill for 432 Rachaels Way, Prince Frederick, MD was $2,954. The county assessed it at $277,633.

Closest homes

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Assigned schools

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