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Single Family ResidenceResidential
$781,258$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

432 RIDGE RD

HAMDEN, CT 06517
3
Beds
3 / 2
Baths
3,246 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$781K
$656K low$906K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$528,476
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$422,781
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$179,000
FIRST NIAGARA BANK NA · recorded Nov 17, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,782
NEWALLIANCE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,658 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$436,730 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$138,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$298,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$295,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$305,711

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge Hill SchoolC+
Elementary · Grades KG–6 · 0.3 mi
H
Hamden High SchoolC
High · Grades 9–12 · 1.7 mi
M
Hamden Middle SchoolC+
Middle · Grades 7–8 · 2.3 mi

District: Hamden School District

Neighborhood · ZIP 06517These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.14,534
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,380 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,400
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Hamden 06517
  • Costs less per square foot than 80% of homes in Hamden 06517
  • Bigger than 96% of homes in Hamden 06517
  • Among the largest lots in Hamden 06517
  • Among the oldest homes in Hamden 06517

What homes are worth in Hamden 06517

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$1.1M

This home is worth more than 94% of homes in Hamden 06517.

How it measures up in Hamden 06517

The dot is this home. The mark in the middle is the typical home in Hamden 06517.

Estimated value$781,258
CheaperTypical $413,081Pricier

Pricier than 94% of homes nearby

Price per ft²$241
CheaperTypical $276Pricier

Pricier than 20% of homes nearby

Living area3,246 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 96% of homes nearby

Lot size1 ac
SmallerTypical 0.18 acBigger

Bigger than almost all homes nearby

Year built1880
OlderTypical 1940Newer

Older than almost all homes nearby

How 432 Ridge Rd ranks against every home in each area.
MeasureThis homeHamden 06517South Central Connecticut County
Estimated valuepricier than$781,25894% of homes89% of homes
Price per ft²pricier than$24120% of homes23% of homes
Living areabigger than3,246 ft²96% of homes94% of homes
Lot sizebigger than1 acalmost all homes84% of homes
Year builtnewer than1880almost no homes2% of homes

About 432 Ridge Rd

How much is 432 Ridge Rd, Hamden, CT worth?

The TopHap Estimate for 432 Ridge Rd, Hamden, CT is $781,258 as of Jul 14, 2026. The likely range is $656,465 to $906,051. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Ridge Rd, Hamden, CT last sell?

432 Ridge Rd, Hamden, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 432 Ridge Rd, Hamden, CT?

432 Ridge Rd, Hamden, CT has 3 bedrooms, 3 bathrooms, 3,246 square feet of living space and a 1.00-acre lot.

When was 432 Ridge Rd, Hamden, CT built?

432 Ridge Rd, Hamden, CT was built in 1880, making it 146 years old. It is a colonial home. The building has 2 stories.

What schools serve 432 Ridge Rd, Hamden, CT?

432 Ridge Rd, Hamden, CT is assigned to Ridge Hill School (elementary), rated C+; Hamden High School (high), rated C; Hamden Middle School (middle), rated C+. All sit in Hamden School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Ridge Rd, Hamden, CT compare to other homes in Hamden 06517?

Among the 4,947 homes in Hamden 06517, it is worth more than 94% of them ($781,258 against a typical $413,081), its price per square foot is higher than 20% of them ($241 against a typical $276), it is bigger than 96% of them (3,246 ft² against a typical 1,524 ft²), its lot is bigger than almost all of them (1 ac against a typical 0.18 ac) and it is newer than almost none of them (1880 against a typical 1940). Measured against all of South Central Connecticut County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Ridge Rd, Hamden, CT?

The 2024 property tax bill for 432 Ridge Rd, Hamden, CT was $22,658. The county assessed it at $436,730.

Closest homes

More homes in Hamden 06517

Assigned schools

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