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Residential (General/Single)Residential
$335,681$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

432 ROCK RIDGE RD

UPPER BLACK EDDY, PA 18972
1
Beds
1
Baths
938 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$336K
$319K low$353K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$124,681
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$99,745
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$211,000
CITIZENS BANK NA · recorded Aug 31, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,610 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,160
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBUCKS
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Palisades High SchoolB+
High · Grades 9–12 · 2.8 mi
E
Durham Nockamixon Elementary SchoolA
Elementary · Grades KG–5 · 2.9 mi
M
Palisades Middle SchoolC+
Middle · Grades 6–8 · 3.2 mi

District: Palisades School District

Neighborhood · ZIP 18972These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.165
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,559
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,027
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Upper Black Eddy 18972
  • Costs more per square foot than 85% of homes in Bucks County
  • Smaller than 97% of homes in Bucks County
  • Has a bigger lot than 97% of homes in Bucks County

What homes are worth in Upper Black Eddy 18972

Each bar is how many homes fall in that price range. The marker is this home.

This home
$271K$1.4M

This home is worth more than 6% of homes in Upper Black Eddy 18972.

How it measures up in Upper Black Eddy 18972

The dot is this home. The mark in the middle is the typical home in Upper Black Eddy 18972.

Estimated value$335,681
CheaperTypical $543,282Pricier

Pricier than 6% of homes nearby

Price per ft²$358
CheaperTypical $320Pricier

Pricier than 69% of homes nearby

Living area938 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 7% of homes nearby

Lot size10 ac
SmallerTypical 3.26 acBigger

Bigger than 78% of homes nearby

Year built1978
OlderTypical 1971Newer

Newer than 63% of homes nearby

How 432 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeUpper Black Eddy 18972Bucks County
Estimated valuepricier than$335,6816% of homes12% of homes
Price per ft²pricier than$35869% of homes85% of homes
Living areabigger than938 ft²7% of homes3% of homes
Lot sizebigger than10 ac78% of homes97% of homes
Year builtnewer than197863% of homes55% of homes

About 432 Rock Ridge Rd

How much is 432 Rock Ridge Rd, Upper Black Eddy, PA worth?

The TopHap Estimate for 432 Rock Ridge Rd, Upper Black Eddy, PA is $335,681 as of Jul 14, 2026. The likely range is $318,821 to $352,541. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Rock Ridge Rd, Upper Black Eddy, PA last sell?

432 Rock Ridge Rd, Upper Black Eddy, PA last sold on Jun 18, 1982, according to the county's recorded deed.

How big is 432 Rock Ridge Rd, Upper Black Eddy, PA?

432 Rock Ridge Rd, Upper Black Eddy, PA has 1 bedrooms, 1 bathrooms and 938 square feet of living space.

When was 432 Rock Ridge Rd, Upper Black Eddy, PA built?

432 Rock Ridge Rd, Upper Black Eddy, PA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 432 Rock Ridge Rd, Upper Black Eddy, PA?

432 Rock Ridge Rd, Upper Black Eddy, PA is assigned to Palisades High School (high), rated B+; Durham Nockamixon Elementary School (elementary), rated A; Palisades Middle School (middle), rated C+. All sit in Palisades School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Rock Ridge Rd, Upper Black Eddy, PA compare to other homes in Upper Black Eddy 18972?

Among the 1,320 homes in Upper Black Eddy 18972, it is worth more than 6% of them ($335,681 against a typical $543,282), its price per square foot is higher than 69% of them ($358 against a typical $320), it is bigger than 7% of them (938 ft² against a typical 1,728 ft²), its lot is bigger than 78% of them (10 ac against a typical 3.26 ac) and it is newer than 63% of them (1978 against a typical 1971). Measured against all of Bucks County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Rock Ridge Rd, Upper Black Eddy, PA?

The 2025 property tax bill for 432 Rock Ridge Rd, Upper Black Eddy, PA was $4,610. The county assessed it at $30,000.

Closest homes

More homes in Upper Black Eddy 18972

Assigned schools

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